mine runs towards the 3/4 to almost to the end of the white on the gauge. i replaced my water pump, tstat, hoses, and fan clutch and it still runs around there. the fan roars on/off when i'm on the freeway. i haven't installed an inline electric gauge like @HemiAlex but it's on the list. IR temp readings are around 195F right after I park.
Try a 10ohm inline resistor and you’ll bring it down in the range on the gauge.