I would not be too concerned about bearings.
If those are OEM pads I recall there is no wear tab for the rear. As for the wear it sounds like you got it covered. Heavy wear on only one pad largely points to slider pins. As I've preached before, make sure they are smooth and use only synthetic caliper grease.
Not refuting your wisdom, but do you have an example of where slider pins caused just the OUTER pad to wear down to metal, while the inner was fine?