New OEM 4Runner Calipers & Pads plus a pair of 200 Rotors cost $540.
If you want to do the 14MM stud upgrade - then thats another $75 in studs (I got 30, enough to do the rear axles also). If you go that route, then you also need new lug nuts, I got a box of spline drive lugs from Method for $68.
So either $540 to just do the brakes, plus the cost of hub machine work. or $683 + machine work if you also want to do the studs and have enough studs left over to do the rear axles. All in, pretty affordable mod.
There are ways to do it cheaper also...used calipers, non OEM calipers etc.