I have done a few conversions myself, being one of the Cummins in an 80 pioneers from 5 years ago gave me a lot of insight into the DIY costs. I had 15k in parts, but that included a full engine rebuild which was about 6k. There is a lot more expense than just the cost of a used motor. You have to account for adapters, intercooler, Transmission (including trans rebuild parts) clutch assemblies, 80 series clutch pedals, hydraulics, engine accessories, engine mounts, air plumbing, PS plumbing, air filtration, wiring harness modification, shift consoles. If going auto you have to address trans control, bellhousing, torque converter mods,
Even without rebuilding a motor you are looking at about 10k in parts alone. Now if you decide to have a shop do a conversion you have to pay for their time which isn’t cheap. Call any shop that does conversions and you will be looking at about 10-15k in labor plus parts. That is how I got to the low end DIY to high end Shop cost range of 10-30k.
If you go the Toyota diesel route, the cost of a used motor is closer to 10k alone without a rebuild, but you will save some of those dollars back on not needing as many custom adapters etc. In the end the cost is a wash when doing a diesel swap with one exception. If you have the fab skills to make all your adapters yourself, then yes you could do it on the cheap...but if you had that skill set and required machine shop equipment I doubt this thread would have been created.