Help Needed for Crashed Cruiser

Discussion in 'VA/DC/MD- Capital Land Cruiser Club' started by DadsOldCruiser, Sep 28, 2018.

  1. DadsOldCruiser

    DadsOldCruiser

    Messages:
    11
    Likes Received:
    12
    Joined:
    Mar 20, 2018
    Location:
    Fairfax
    Long story short: Loaned my 1997 Land Cruiser to a friend, who rear-ended a Volvo SUV in the heavy rains we had a few days ago.

    The front end of the Cruiser is smashed up, but frame, axle, radiator, and engine appear to be fine. Vehicle has 181,000 miles.

    Insurance company wants to total it. I am not very happy.
    Their payoff is $5600, and they salvage the vehicle.
    Or, if I keep it, they'll give me $3900

    Should I try to get it fixed?
    Should I take the insurance pay-out?
    Should I take the partial payment and try to sell the poor old Cruiser as a parts vehicle?

    Any advice or suggestions would be very, very greatly appreciated!

    upload_2018-9-28_16-59-22.png

    upload_2018-9-28_16-59-39.png

    upload_2018-9-28_17-0-8.png

    upload_2018-9-28_17-0-44.png
     
  2. matzell

    matzell

    Messages:
    1,961
    Likes Received:
    433
    Joined:
    Feb 4, 2005
    Location:
    Richmond, VA
    Fix it! You could take the payout and pay for it all and have money left over. Their is one on Craigslist being parted out now you could get most of the parts from.
     
  3. matzell

    matzell

    Messages:
    1,961
    Likes Received:
    433
    Joined:
    Feb 4, 2005
    Location:
    Richmond, VA
  4. davesax36

    davesax36

    Messages:
    92
    Likes Received:
    54
    Joined:
    Jan 18, 2018
    Location:
    Arlington, VA
    Yeah. Hood, one quarter, bumper, lights... I'm sure Stump has some parts you could buy. Or call Ryan at @OTRAMM. He's probably got a hulk over there someone would want to part out.
     
    Stumpalama likes this.
  5. OTRAMM

    OTRAMM Supporting Vendor

    Messages:
    883
    Media:
    1
    Albums:
    1
    Likes Received:
    1,216
    Joined:
    Jul 31, 2006
    Location:
    Warrenton, VA
    The one we've got is smashed on the same side. :(
     
    bkfj40 likes this.
  6. iptman

    iptman

    Messages:
    3,324
    Likes Received:
    1,691
    Joined:
    Nov 22, 2008
    Location:
    Northern VA
    That's a damn shame. I love the black collectors editions. Definitely don't give it to them. I'd buy it from you for at least the difference between the two figures. Lots of parts on that truck I'd use to keep mine on the road for a long time.
     
  7. Betteron2wheels

    Betteron2wheels SILVER Star

    Messages:
    159
    Likes Received:
    192
    Joined:
    Apr 9, 2013
    Location:
    D.C. Metro
    Bummer,

    As long the frame is sound, fix it. So, how did the Volvo look?
     
  8. Stumpalama

    Stumpalama Forum Junkie SILVER Star

    Messages:
    7,034
    Likes Received:
    2,836
    Joined:
    Nov 5, 2004
    Location:
    NOVA
    Looks like a fun project... How much of the 94 front end will transfer to this one... I have good steel upfront and the AC stuff is solid the light mounts are good etc... The PS fender on mine is crunched too. But the hood is very good.
     
  9. Stumpalama

    Stumpalama Forum Junkie SILVER Star

    Messages:
    7,034
    Likes Received:
    2,836
    Joined:
    Nov 5, 2004
    Location:
    NOVA
    I am VERY reasonable too.
     
    Felix and Betteron2wheels like this.
  10. PAToyota

    PAToyota Keystone Cruisers SILVER Star

    Messages:
    1,549
    Likes Received:
    473
    Joined:
    Oct 4, 2009
    Location:
    South Central Pennsylvania
    Seems like you could take the $3900 and at least find a buyer for more than the $1700 difference and come out ahead that way.
     
  11. 1MOA

    1MOA SILVER Star

    Messages:
    231
    Media:
    4
    Likes Received:
    199
    Joined:
    Nov 7, 2017
    Location:
    Warrenton VA
    I'm glad I don't have any friends like that.
    I would fix it.
     
    bkfj40 likes this.
  12. DadsOldCruiser

    DadsOldCruiser

    Messages:
    11
    Likes Received:
    12
    Joined:
    Mar 20, 2018
    Location:
    Fairfax

    I can't be too mad at my friend.
    She was actually doing a favor for me the day of the accident.
    She is beside herself that she smashed it up.
     
  13. DadsOldCruiser

    DadsOldCruiser

    Messages:
    11
    Likes Received:
    12
    Joined:
    Mar 20, 2018
    Location:
    Fairfax

    The Volvo took the hit right on its bumper. I was not there at the scene, but from what I can see in the photos, the body damage was not severe. However, a friend of mine who also saw the photos mentioned the Volvo may have sustained damage underneath, and possibly to the frame. So, who knows.

    At least nobody got hurt. Except for my poor old Cruiser
     
  14. TLEX

    TLEX

    Messages:
    260
    Likes Received:
    201
    Joined:
    Dec 11, 2011
    Location:
    Moving to Lynchburg VA
    Buggy time!!!!
     
    Crusha and bkfj40 like this.
  15. ace10

    ace10 Another one bites the dust! SILVER Star

    Messages:
    736
    Media:
    15
    Albums:
    2
    Likes Received:
    180
    Joined:
    Jun 24, 2004
    Location:
    Rural NoVA
    Never take the insurance co's first offer. Ever.

    $5600 for a mid-miles 80 seems low. Really low.
    Show them recent maintenance records. Pull market comparables. Do some work on supporting a much higher value.

    I wouldn't buy it out, unless you have a rock solid plan to restore it and are going to keep the rig for a long time.

    A Salvage title sucks.

    $0.02
     
    PAToyota and OTRAMM like this.
  16. 1MOA

    1MOA SILVER Star

    Messages:
    231
    Media:
    4
    Likes Received:
    199
    Joined:
    Nov 7, 2017
    Location:
    Warrenton VA
    Just a question about insurance. If you let someone drive your car and they are involved in an accident is it your insurance or thier insurance that covers it?
     
  17. bkfj40

    bkfj40 SILVER Star

    Messages:
    2,937
    Media:
    20
    Albums:
    3
    Likes Received:
    552
    Joined:
    Apr 5, 2002
    Location:
    shenandoah valley, va
    you insure the vehicle, not the driver...

    when I had an employee total out my 80, my insurance covered it. The typical buy back is 20% of the vehicle blue book - at least that is what the adjuster told me. I would love to run a carfax on it to see if it has a record on mine. My title was never marked salvaged
     
    Last edited: Oct 1, 2018
    beno and Stumpalama like this.
  18. Crusha

    Crusha Self-censoring my mud posts... SILVER Star

    Messages:
    2,324
    Likes Received:
    3,429
    Joined:
    Oct 8, 2013
    Location:
    Chester Springs, Pa.
    Man, that looks ugly. :doh:

    You'll need pretty much the whole front end. Inner/outer fenders, hood, rad supports, lower valance, headlights, corner markers, grill, bumper, etc. Hopefully the rad and a/c condenser survived. Left front of frame may be bent as well.

    I wholeheartedly agree with the above statement. As nice as that truck looks, AND it's a collector's edition....I'd say double what they value it at.
     
    PAToyota and bkfj40 like this.
  19. Stumpalama

    Stumpalama Forum Junkie SILVER Star

    Messages:
    7,034
    Likes Received:
    2,836
    Joined:
    Nov 5, 2004
    Location:
    NOVA
    USAA will throw a low offer initial, from what I have seen.

    Also, it is interesting that the DS fender flare didn't crack or brake. Have you checked for fluid leaks? that would help assess some of the level of damage. If it didn't spew coolant and antifreeze and transmission fluid all over the road, that's a positive. Does it start and run?
    Other positives: the windshield didn't crack/ spider, which indicates that the body itself didn't deform significantly. How do the doors open and close?

     
    Last edited: Oct 1, 2018
    PAToyota and Crusha like this.
  20. iptman

    iptman

    Messages:
    3,324
    Likes Received:
    1,691
    Joined:
    Nov 22, 2008
    Location:
    Northern VA
    Christina is close to my house so I'm going to go over and look at it this week. I'll take some pictures and with her approval post them up for everyone to provide feedback.
     
    Crusha and Stumpalama like this.
  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.