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- Thread starter
- #42
I’ll look into this health insurance thing tomorrow
- Thread starter
- #43
So I read that 80 series post about the antigravity fire . Scary stuff. I ordered my NOCO Genius 150 from Amazon, sold by amazon. Anything I should check when it comes in the mail to assure me it’s the real deal, not a knock off?
On the storage note, the NOCO sight says it’s safe to store up to 176 degrees Fahrenheit (80c). Living in Phoenix it can get up to 120+ degrees in summer. Any idea if it’s 120 outside how hot it could be in my cruiser when parked in the sun? Should I be concerned at all or is there no way it could reach that temp? I also saw those fireproof lipo storage bags they use in the R/C car world, should I have it inside one of those?
On the storage note, the NOCO sight says it’s safe to store up to 176 degrees Fahrenheit (80c). Living in Phoenix it can get up to 120+ degrees in summer. Any idea if it’s 120 outside how hot it could be in my cruiser when parked in the sun? Should I be concerned at all or is there no way it could reach that temp? I also saw those fireproof lipo storage bags they use in the R/C car world, should I have it inside one of those?
Here are a few points of consideration:
HSA/FSAs rules are set by the IRS, not insurance companies. Most eligible expenses require proof of physician services or prescription. You could make the purchase (or any purchase), reimburse yourself and hold the receipt for your records in case it’s ever questioned. But the rules are more rigid/defined than they were a few years ago.
Keep us posted on what you find.
- Thread starter
- #45
I’ll give Travis a call today at outer limit supply. I know we have a FSA and for the most part don’t really use it for anything often. I’ll post how it all works once I know.
- Thread starter
- #46
Thanks for the info. I’ll look into it more and post what I find. I figure still might be worth a shot.
If you have a debit card from your FSA plan you can definitely use it for the purchase. An FSA is a pre-tax deduction from your paycheck into a flex spending account. It can be used for any type of health related expenses including medical supplies (like first aid kits, crutches, etc.), vehicle and home expenses related to modifications to accommodate a disability (like adding a wheelchair lift in a car, widening doors, etc.) Here are some good breakdowns 20 Ways to Use Up Your Flexible Spending Account. Check with a tax pro too. Here is last years publication for details: Publication 502 (2017), Medical and Dental Expenses | Internal Revenue Service. Definitely worth looking into and planning for when planning for next year's health plan elections coming this fall.
- Thread starter
- #48
#18 from that list caught my interest. You think adding a TJM bumper and Xeon winch would count as a FSA considering that I’d be able to pull someone in a wheelchair if they needed help?
Do I think it qualifies? 
Yes. Does an IRS auditor? Highly doubt it. 
Yes. Does an IRS auditor? Highly doubt it. 
Yea I highly doubt my Tricare would support that. If anyone has Tricare and it worked please let us know!
The FSA would be seperate from Tricare. It's a voluntary spending account. So, if you think you would spend $1200 in medical expenses (co-pays, prescriptions, tampons, condoms, kick-ass first aid kit, etc.), you would have to elect for the FSA program and $100 would be deducted from your paycheck each month before taxes. You could then use that money on the stuff outlined in the links above. Here's a link that could give you some more info Frequently Asked Questions : Insurance : Flexible Spending Account - OPM.gov. Also, you don't need to wait for approval in most cases. Just use the card provided and payment would either be accepted or rejected. For instance, I buy a bunch of stuff at CVS. I first pay with my FSA card and only a portion is covered (Band-aids, tissues, and a knee brace). But there's a balance left for the candy bar I bought. It's automatically parsed out and I have to pay separately for that. So I then swipe my debit card for the remaining balance. It all usually happens instantly.
Taco2Cruiser
Crazy American Off Road
For First Aid, you guys are missing the most important thing to bring along. A way to rehydrate if the casualty can still drink water. Here what the Army has transitioned to.
Cera Products - The leader in rice based hydration products.
Past that, a simple burn kit, two-three tourniquets (remember high and tight in the injuries limb now, not 2” above like it used to be) and a crap ton of gauze. Like “gee, I wish I had less gauze,” said no one ever who is blessing out.
Real talk, I kept a guy alive that was missing every limb and what defined him as a man, with 8 tourniquets, and about 10 Israeli abdomen bandages.
What else, stay away from quick clot powder. When you pour it on wounds it will just burn the skin making it even more crappy for the casualty. Stay with the gauze only, if using quick clot.
Remember, your not a thoracic surgeon, and you’re not a high level of care. All we can do in the field is try and stop bleeding, clear airways, or maybe get a heart beating again (CPR). But in reality, you’re probably not getting the heart beating again until you get an AED. But you can get blood flowing around the body until one shows up.
Past that, you need to get help, and fast. If I had $500 to spend in keeping my family safe.
I’d have 3 tourniquet, 4 Israeli bandages, some cerasport, burn cream (number one injury for civilian campers), a 30 pack of 4x4” cotton gauze, several roles of 4” wide med tape, two small quick clots, some butterfly bandages, and a DeLorme mini! Need to move the patient to the next level of care. If not, you’re just stalling death versus telling death to get bent.
Cera Products - The leader in rice based hydration products.
Past that, a simple burn kit, two-three tourniquets (remember high and tight in the injuries limb now, not 2” above like it used to be) and a crap ton of gauze. Like “gee, I wish I had less gauze,” said no one ever who is blessing out.
Real talk, I kept a guy alive that was missing every limb and what defined him as a man, with 8 tourniquets, and about 10 Israeli abdomen bandages.
What else, stay away from quick clot powder. When you pour it on wounds it will just burn the skin making it even more crappy for the casualty. Stay with the gauze only, if using quick clot.
Remember, your not a thoracic surgeon, and you’re not a high level of care. All we can do in the field is try and stop bleeding, clear airways, or maybe get a heart beating again (CPR). But in reality, you’re probably not getting the heart beating again until you get an AED. But you can get blood flowing around the body until one shows up.
Past that, you need to get help, and fast. If I had $500 to spend in keeping my family safe.
I’d have 3 tourniquet, 4 Israeli bandages, some cerasport, burn cream (number one injury for civilian campers), a 30 pack of 4x4” cotton gauze, several roles of 4” wide med tape, two small quick clots, some butterfly bandages, and a DeLorme mini! Need to move the patient to the next level of care. If not, you’re just stalling death versus telling death to get bent.
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Markuson
SILVER Star
Great info, @Taco2Cruiser.
Guess I’ll add a couple more tourniquets and one more roll of gauze.
All the rest is split between my drawers and near the front seats.
PS. That’s an amazing account of your battle pal. Truly incredible that he survived. Some very sobering business and sacrifice.
Guess I’ll add a couple more tourniquets and one more roll of gauze.
All the rest is split between my drawers and near the front seats.
PS. That’s an amazing account of your battle pal. Truly incredible that he survived. Some very sobering business and sacrifice.
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Taco2Cruiser
Crazy American Off Road
Try and get it in one bag, and accessible to the drivers seat.
If you hit a moose at 60mph. And are stuck in your seat, if you can reach it close to you, you could help stop blessing limbs, or stuff your guts with gauze. Maybe buy enough time for medics to get to you.
Story time. One of my medics was driving home, and saw two cars run into each other at 60 mph each (120 mph total). He had his aid bag on him and was able to stop bleeding on all the three and breathed for one of them. Another casualty passed out, so he stopped breathing for the one, brought the shock victim back out of it, then brought the non breathing casualty back to life. All for 40 minutes before paramedics got to them.
Can anyone do that? Yeah. It was just bleeding, shock, and CPR.
It’s amazing if we just focus on the basics. Learn the basics, know them by heart. And even in weird situations, you can be more effective than you can imagine.
Remember, and this is for everyone.
We don’t rise to the occasion.
We fall to the level of our training.
Got the DBPower 18000mah in. Comes with a zipper soft case, ac adapter, dc adapter, decent jumper set (plastic clips, copper contacts, '8awg' wire). Super cheezy compass, 1 led light. An array of common DC output adapters (A, B, C, D, F, H, I, K). Switchable DC output from 12v to 19v. Unit is paper back thickness, a bit longer. 22% charge OOTB. Case is twice that thick to fit all the accessories. Even has a padded divider in the case.
Looks solid enough. I've got no concerns.
It didn't come with any peanut candy snacks.
Looks solid enough. I've got no concerns.
It didn't come with any peanut candy snacks.
Markuson
SILVER Star
Wow. Another great story.
Good points about front seat accessand that’s basically what I do. I keep massive trauma related stuff in the forward/within-reachbag...and treatments for less pressing issues in back...
But I do think i’ll make a spot for ALL of it up front...because in a massive accident, drawers are pretty likely to be stuck shut or inaccessible.
Rescue stuff-
-I did have occasion to breathe for a car accident victim here in San Diego about 15 years ago. Long story short...head-on collision, big truck driver fine, but Campari driver not breathing...but heart beating. Neck looked pretty tweaked and unconscious.
When I first walked up to the driver’s window, some idiot lady yelled at me saying, “Don’t touch him! You’re not supposed to touch him!”
I just said, “Ma’am this man isn’t breathing. He will be dead in a few minutes if he isn’t touched.” So I climbed through the passenger side window and it only took two breaths.
-He started gurgling and breathing despite being unconscious. About 7 minutes after the accident, the fire department arrived and used some sort of new contraption. Later on the news I learned it was their first use of the device. Had to do with treating non-breathing victims suspected of having a broken neck. He survived...though I don’t know his final status.
To me it’s just an example of how this stuff happens **all the time,** and lots of folks dead who could still be with us if someone had been prepared to take initiative, quick action and even basic knowledge.
- Thread starter
- #58
Hey @Taco2Cruiser, man thanks for sharing. When you paint the portrait the way you did yeah it really is not a big difference in price when you are talking about keeping somebody alive. Dont worry, getting the training I'm still very aware is #1 importance, but i do need to buy a kit in the next week or so to be ready for my next trip. I went an made a spreadsheet of 3 1st aid kit options. If you, or @Markuson, or anybody wouldn't mind taking a look at whats included and giving me your advice. Anyways, let me know what you guys think
First Aid Kit
Taco2Cruiser
Crazy American Off Road
@doctorres112 Can you look this over?
He’s a career combat medic turned Army PA and still in the fight. I’d follow his advise to a T if it was me.
Taco2Cruiser
Crazy American Off Road
Solid advise. This just reminded me of Overland Expo East last year. I was walking by a “first aid” course and heard something that caught me ear. It was absolutely wrong and when I stopped, walked up closer and questioned the guy, it was clear he was a fake. Didn’t know crap.
So yes, Tony brings up a serious thing to take into consideration. Make sure the course is certified and legit.
