for me, it was 2 different occurances that made me make the decision to play safe.
in 1982, there was a utility trailer that came off a vehicle, no safety chains and it went across the medium and took out a family going the other way. the tow'r was never located.
when i heard of this i thought "damn, he will have to live with the knowledge he killed an entire family ... for the rest of his life". before this i thought, i would rather have the trailer go into the ditch than damage the back of my vehicle, after i heard this i felt i would rather have a dented tailgate than live with such an event.
the second, i had a Mits jeep and a 70 series butt to butt on my float. both were chained individually as well as to each other, i check the load a few times on the drive to the mountains with nothing amiss. then as i came to a steep hill i started to slow down, (slower over the top the better chance of stopping if somethign goes wrong on the decent) and it "seemed" the load was floating back and forth ... WTF?
i got out and checked and the rear load binder had popped open alowing about 9" of float which could also allow for the chains to come off should i hit a rough section of road ... damn!
i stopped at the local parts source in the middle of no where and asked for some "ties" to hold my chain binder closed. "get busted for unsafe load"? ... nope, i just want a safe load.
these are what i bought:
http://www.patentgenius.com/image/7458238-3.html
best $5 spent. there is no way the handle can come open and you can hook it through the holes on each end and around the handle for storage and no more cracked knuckles when moving them around...