I read some of the fine print. The first one says, any use of "OVERSIZED" tire will DENY a warranty claim. Now, this is a drivetrain warranty and oversized tires plays a part in all parts of the drivetrain. You said the warranty is backed by "Fidelity." I wouldn't be surprised if people think this "Fidelity" is the same the multi-trillion dollar investment company. This is 'Fidelity Warranty' not 'Fidelity Investments"
A quick search and
Yelp pops up with 1.5 stars and 121 reviews (1 Star is lowest rating). (I know Yelp and many other review sites are biased but I'm not going to spend that much time on this crap). Sure, everyone comes there to complain but if you read the complaints, the vast majority say the warranty claim was denied due to XXX. They recommend you to a shop to dismantle the car. Even the shops have complaints about this company. They send a guy over there. His priority is to find a way to deny the claim. There are complaints on how Fidelity Warranty is denying the claim due to lack of service records.... or lost records from the dealer. You have to follow the manufacturers maintenance to a "T" including interval. Say, you missed the 30/60/90k service by 500 miles because the shop couldn't accommodate you and your warranty was denied. This could even be a recommended service by the mechanic that you didn't do... because you didn't do it, warranty is denied.
Fidelity Warranty is owned by JM&A Group. More
crappy reviews. 1.3 Stars.
Do you really think this warranty is free when the price of the vehicle is not fixed? By law, extended warranties like this are refundable for the unused portion. These warranties only kick in AFTER the manufacturers warranty. But guess what? If somebody bought a 10 year warranty and the manufacturers warranty was 5 years, you'd only get back 50% if you cancelled at the 5 year mark.... even though the warranty is not executable until after 5 years.
So you make the warranty "FREE" even though you indirectly paid for it. And now, there's no refund even though there is some "value added" to it. If I were to buy from that dealership, I would ask them to remove the Fidelity warranty and subtract $500 because that's is probably what they are paying for it. It's worth nothing to me and many others...easily because I would certainly upsize the tires.
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@JohnGood As for depreciation, I'm only talking about depreciation. Not cost of ownership. And I still believe in 5 years a late model 200 might be worth more than a 2024 LC250. Yes, many used vehicles did gain in value due to Covid. Especially 4runners and Tacomas because the popularity of OVERLANDER exploded. I do not think used car values will "normalize" because of the onset of inflation and now tariffs. Most depreciation happens in the first 5 years.
You think all Land Cruiser appreciate/depreciate at the same curve but they don't. Check out the 2005 LC100 vs 2006 VVTI LC100. Small difference, moderate difference in value. Also note the 08-11 LC200 (that look most similar to a Highlander). Great deal but low value. The late model 200's are quite rare and special. They only sold ~3,500/yr. The 2021 H.E.'s will be very valuable.
Not including the 1958, the 2024 will certainly be the lowest valued 250 due to the shear numbers and the fact, every generation 250 will be better. The solid state batteries will be within the period of the 250.