Ware do you insure an off road only rock crawler

[jeffxlh]

I wasn't sure ware to post this. I figured this section had the most off road only rigs. I want to insure my buggy incase of fire, theft and so on. Do you have suggestions.

Thanks,
Jeff

 

[brokenparts]

you might be able to register it as an ATV and I think progressive insures ATVs?

 

[projektdotnet]

Call your insurance agent and ask them if they have any policies to fit your needs. Better to have too much coverage instead of too little.

 

[usmcruiser]

I wasn't sure ware to post this. I figured this section had the most off road only rigs. I want to insure my buggy incase of fire, theft and so on. Do you have suggestions.

Thanks,
Jeff

Who's your current insurer?

 

[CreeperSleeper]

I just keep min liab on my wheelers as a pleasure use veh.

 

[Eskimo]

I've been calling ALL over the place and no one will touch my rig for fire and theft only. Too modified for the classic car companies, too old for the standard insurers for a stated value policy.

I want to puke everytime I think about it getting stolen, or my house burning with it inside. (NO, it's not covered under most homeowners policies, check yours carefully)

 

[wngrog]

Where. Where to insure it. Where.

 

[Mace]

That was killin me as well grogan..

 

[agent orange]

If you can insure yourself against alien impregnation or insure your ass, you can sure as hell insure your buggy.

 

[CreeperSleeper]

Where. Where to insure it. Where.

Where. Where do you have your auto insurance. Where.

 

[lfd270ben]

i have farmers theft and fire on my rig 46$ a month

 

[Eskimo]

Holy crap, I finally found someone... Safeco will write the cruiser for just over $40 a month on a $20k stated value policy for comprehensive and liability. adding $2k comprehensive and collision on my trailer is another $13 every 6 months..

Not bad, considering I pay just over $30 a month with Nationwide now JUST for liability, and that's with a multi-car discount.

They're listing the cruiser as a classic/show vehicle. 2500 mile a year limit.

 

[jeffxlh]

I've been calling ALL over the place and no one will touch my rig for fire and theft only. Too modified for the classic car companies, too old for the standard insurers for a stated value policy.

I want to puke everytime I think about it getting stolen, or my house burning with it inside. (NO, it's not covered under most homeowners policies, check yours carefully)

Same story here, I'm with Farmers on all my other vehicles and they won't touch the buggy????

 

[Gumby]

Farmers for me.


I'm gonna try and list the son as the primary driver to keep the costs down on the FJC and Tundra. I don't know if it'll work out better because right now it is a pleasure vehicle with limited use plates.

 

[Eskimo]

Well, how about that.. Nationwide can suddenly do full coverage on the Cruiser.. I just need to get it appraised. That's cake, since it should be appraised by a shop who specialized in these types of vehicles, and I have a good relationship with one here..

They changed their tune when they realized I was about to drop their asses and they'd lose 4 vehicles and the house.

P.S. Don't forget to put full coverage on your trailer! Only costing me $25 6/months to insure my car hauler.

 

[CreeperSleeper]

I'm a Farmers agent... We are very off-road friendly!

 

[jeffxlh]

I'm a Farmers agent... We are very off-road friendly!

Can you help me? All my other cars and trucks are with farmers, but they told me no on the buggy?

 

[CreeperSleeper]

I can't write a policy for you because I'm not licensed in TX, but I can tell ou what to say! What is the buggy titled as?

 

[jeffxlh]

Title?????um....nope

 

[Eskimo]

Title?????um....nope

You'll need a title.. Most everyone I know, registration or not, have some sort of title for their buggy, even if it's a 1960 Jeep...

Trying to insure a kit car can be interesting.