Glad I found this post before ordering a intercooler.From my reading about this stuff from way back, I think tube and fin is more efficient.
But, I'm not sure there's a lot in that.
Bar and plate was less common 10 years ago. It seems to be the popular way to go. I don't know if that's because of marketing, durability, ease of manufacture, or performance, or if it's just because tube and fin doesn't quite have the right fast and furious rice burner look.
Here's a few semi-random pics from the web
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This drawing suggests air flow through the front of the core is smoother with tube and fin vs bar and plate.
Mine has nicely rounded leading edges on the tubes.
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Bar and plate top, tube and fin bottom.
Bar and plate literally is made up of bars to close off the edges of each section of the core (clearly visible above) and "plates" being the finned sections made up of the folded fins sandwiched between two plates.
Tube and fin use extruded tubes, the fins are a part of the tube.
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Bar and plate left vs tube and fin right
Tube and fin has wider galleries between the fins, less fins. This means less surface tension, less friction for the air passing through. It's less restrictive.
Trade off is there's less surface area inside, so questionably less heat transfer from charge air, to cooling air. But I think this is not clear cut.
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Front view, tube and fin to, vs bar and plate bottom.
Bar and plate has wide flat plates in between charge air galleries. Less efficient cooling air flow through the core.
If you're worried about an intercooler blocking airflow to your AC condenser, and radiator core, bar and plate may not be the best choice.
As far as durability, I think cheap tube and fin cores had a bit of a reputation the past for tubes splitting, some tube and fin cores have a narrow, tapered leading edge on the tubes for better air flow across the core. This could possibly be more vulnerable to cracking?
Bar and plate has more components, so more potential for leaks in welded seems.
Looking at the construction of bar and plate above, it would be more resistant to impact from stones, or abrasion from dust in an off-road racing scenario.
As far as efficiency, every commercial HVAC, or refrigeration core I've ever taken any notice of uses tube and fin construction. If bar and plate was more efficient, it would be in use for commercial stuff. Commercial HVAC energy use is huge. If there was even a small energy efficiency gain available by using a bar and plate core, big business would be on it.
Everything is a trade off. To my thinking, tube and fin has a more open, less restrictive charge air flow through the core. Air dwells less time in the core, maybe less heat transfer, but fins are an integral part of the tube, so better heat transfer. Turbulators (little fins in the tube) help with heat transfer, but cause less surface tension vs complete fins.
Tube and fin provides smoother, more efficient flow of cooling air across the core, so this gives better transfer of heat out of the tubes.
There's loads of variables, so I think it's hard to compare apples with apples.
I think realistically, with the size of the core I'm using, either construction type is going to provide far more cooling capacity than I'm going to need.