Okay, as one with extensive experience in the electrical field I tend to agree that 100 amps, for a garage only, is more than most of us will ever need to supply our equipment. That said, we need to know what the equipment is in the garage and more importantly, what equipment will be running simultaneously. That is the key here, you do not need to have a feeder large enough to feed everything at once. So to figure it out do the following:
Largest motor at 125%, plus lighting at 125%, plus any 120 volt loads that run continuously (3 or more hours non stop) such as fans or an evap cooler. Then add the remaining loads, again that are being used at the same time, at 100%. This would include heaters etc.
Note that the National Electrical Code, for a residential garage, does not require additional loads to be added to the load calc for lighting, receptacles etc. It does require that you add any specific loads (air compressor etc) for the calc.
If you would like you can then add a cushion (125% is more than enough) to accommodate what if's and future loads. (don't forget the beer cooler).
You said you have a 200 foot run, the voltage drop will need to be taken into account for your wire size. Too small a wire will not only make your motors work harder at start up (shortening their life) it will also impact your utility bill due to higher resistance(ignore the utility bill if you don't work in their 5 days a week.)
You are currently allowed a single feeder or branch circuit to a structure. You need to have a main (up to six moves of the hand in the panel is okay but I don't recommend this) and you need two ground rods (min 6 feet apart, further apart the better) and water bond if water is at the garage.
If you have specific questions you can PM me if you would like or post here so everyone can share.
