Anyone here buy this?

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I DID !!

I'm having an issue now. I thought that since it was 25 years old, I could do historic plates without emissions. Now, I was told I needed to have Classic Car Insurance as well.

Do you have any ideas as to how I can get this thing registered without passing emissions ??

Thanks,

Josh
 
Get a friend or family member in Northern Az to let you use their address. Very simple.
 
Beams37 said:
Can you PM me with more info? I'm Very NEW to all this. I just need some guidance. Thanks !!
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Talk to your insurance agent and see what they can do for you. I did it with Farmers, and we had to use an " Agreed Upon Value" for the rig to cover it. We decided on 10 Grand. Theoretically you can't drive it as your DD, but I drive mine all over the place for 2 years and I have never had a cop question it. Any good muffler shop should be able to cut in the cat pretty cheap. Shop around. Your better off at locally owned shops compared to the national chains. Post up in the classified section what parts you need and for what vehicle. John
 
"historic" plates have zero to do with being emission tested or not.
Either age or the collector insurance policy can get you out of it.

And John, how the hell did you get an insurance agent to write a collector car policy on a 4x4?

Dew tell
 
Classic car insurance is actually cheaper typically but you can only drive 5k a year. Honestly it can't be that hard to get it to pass emissions You can buy an aftermarket cat for 80$ Just go to an exhaust shop shouldn't be more than 200$ and they'll get you hooked up. The rest of the smog stuff looks like its in tack so get an emissions manual stare at the diagram for a while and make sure its hooked up and chances are your going to pass. Just get that cat good and hot first.
 
Cdaniel said:
how the hell did you get an insurance agent to write a collector car policy on a 4x4?

Dew tell
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My 40 is written as a 2 door economy sedan, strait up..;)

And also live in rual Pinal county, no emissions.:)


Nice score BTW..
 
Cdaniel said:
"historic" plates have zero to do with being emission tested or not.
Either age or the collector insurance policy can get you out of it.

And John, how the hell did you get an insurance agent to write a collector car policy on a 4x4?

Dew tell
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DOT required that I show them the collectors insurance policy before they would issue the plates ( for some reason you get two of them). Withe that plate, the renewal form says "no emissions required", so I just send them the money and they send me a new sticker. That's all I know. If you read all the fine print, it says that the insurance company (not the state) is responsible for monitoring the mileage. It does also specify that it is not to be used as a daily driver. But, as a the current president of AzLCA, everywhere I drive it is a recruiting effort. If I can park near another Toyota 4x4, it usually gets there attention. So far, it has never been questioned. Maybe I have just been lucky. John
 
inkpot said:
DOT required that I show them the collectors insurance policy before they would issue the plates ( for some reason you get two of them). Withe that plate, the renewal form says "no emissions required", so I just send them the money and they send me a new sticker. That's all I know. If you read all the fine print, it says that the insurance company (not the state) is responsible for monitoring the mileage. It does also specify that it is not to be used as a daily driver. But, as a the current president of AzLCA, everywhere I drive it is a recruiting effort. If I can park near another Toyota 4x4, it usually gets there attention. So far, it has never been questioned. Maybe I have just been lucky. John
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Right.
So who wrote you a collectors policy on an FJ55?

And what plates are you referring to?
 
Right now, I'm leaning towards finding a friend in rural AZ, but I haven't lived here for a long time and I would love a referal if anyone has an address for me.

My second option is registering as a classic and not worrying about the mileage.

Option 3 is getting through emissions. I'm not really happy about this one.

So, feel free to share your cabin addresses !!

Thanks guys !!
 
Honestly emissions isn't that bad and that way if you do have to sell it you can. I would put in the cat make sure everything is hooked up and test it. If its running good it'll probably pass from my experience.

there is one other option......V8....
 
Cdaniel said:
Right.
So who wrote you a collectors policy on an FJ55?

And what plates are you referring to?
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Farmers at Ray and McClintock had no problem writing it up for a 34 year old anything. It qualifies. DOT gave me a nice set of gold/red Historic plates, which will work on anything over 25 years old. Sporry if I confused Classic, Collectors, and Historic. My feeble old mind sort of lumps all those things together. John
 
I tried the historic route once and was told that a collectors or historic vehicle had to be garaged in order to get the insurance. My carport wasn't good enough for the 68 cj5. So i leaned it out and drove it over emissions.
 
I have a Hagerty collector policy on my 55. It does not require emissions testing. There are limits on mileage, use, and it is supposed to be garaged. Bonus is, it's only $125 for a year.
 
Historic is also the route I went on my 40, cheap, great coverage, and no emissions testing. It is true what was said about the insurance company monitoring the miles, and to date I have had no one come out to see my odometer. If you get caught for using another address you don't reside @ you will be required to pay all back fees to the town you do reside in, including fines. I only know because of a friends dad who has first hand experience, was fine for 10 yrs but it caught up with him.
 
But, what if you're in a car accident and the insurance company finds out you lied on your mileage ?? Couldn't they deny coverage ??
 
Cdaniel said:
And John, how the hell did you get an insurance agent to write a collector car policy on a 4x4?

Dew tell
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he said "stated value" not 'collector car' - there is a difference

I have "stated value" insurance - value will be replaced, no questions asked - the part that really costs anything much is the liability and uninsured/underinsured coverage

how I got it: when I had to renew the registration and looked at the DMV website, there were some ads, and I called them

the first company I had was 21st Century; after hearing what I wanted, they suggested "stated value" and I asked specifically about 4x4s and they said that was fine. They also had the advantage (for me) that they base their insurance rates on credit score - but in the second year, they really cranked up their premium (claiming they had been new to the AZ market and surprised by the high theft rate :rolleyes:), and I am now with SafeCo for the same deal - so far, they have added a few % every year to the underlying value, and the premium has increased negligibly :D

I was straight up with both companies about what the uses for the truck are - they were fine with it

nevertheless, I doubt I run more than 3000 miles a year :frown:

your experience may vary :meh:
 
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So you've got stated value insurance, and the DMV doesn't require an emission test?

DSRTRDR said:
he said "stated value" not 'collector car' - there is a difference

I have "stated value" insurance - value will be replaced, no questions asked - the part that really costs anything much is the liability and uninsured/underinsured coverage

how I got it: when I had to renew the registration and looked at the DMV website, there were some ads, and I called them

the first company I had was 21st Century; after hearing what I wanted, they suggested "stated value" and I asked specifically about 4x4s and they said that was fine. They also had the advantage (for me) that they base their insurance rates on credit score - but in the second year, they really cranked up their premium (claiming they had been new to the AZ market and surprised by the high theft rate :rolleyes:), and I am now with SafeCo for the same deal - so far, they have added a few % every year to the underlying value, and the premium has increased negligibly :D

I was straight up with both companies about what the uses for the truck are - they were fine with it

nevertheless, I doubt I run more than 3000 miles a year :frown:

your experience may vary :meh:
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