@Sooke I missed this when you posted so way late response. I have not noticed any issues to date with it hooked up this way.
@OkiGoose You have surmised correctly that you don't have to worry about this. A 24v-12v converter is only needed on trucks that are 24V all the time. Many (but not all) diesel LandCruisers that came into Canada during the late 1970's and into the 1980's are 24V so if we have wanted to run any 12V items best to install a converter. Same for the JDM imports like BJ74 and HJ61 (full 24V).
The HDJ80 has a series/parallel switch so the starter receives 24V to start. The rest of your truck is 12V.
Here is a post on Mud about your system that has some excellent information:
HDJ81 Stock Dual Battery Questions
If you're interested, here is a primer of series and parallel:
BatteryStuff Articles | Understanding Series and Parallel Battery Configurations
hth's
gb