Yeah because you should totally take someone for everything their worth over a minor accident.
In my first years of driving I rearended a woman due to stupidity of a teenager, and everything seemed ok. No one was hurt, more damage to mine and minor to hers, etc. She turns around and sues me for 40k for medical damages and extensive damage to her vehicle. She couldn't present the necessary proof and was debunked so it all fell through.
My point is that my family would have been put in a devastating place if that lawsuit would have gone through, and it was all because she wanted free cash. Greed's a bad thing, just saying.