Update/file closed.
So:
I was never able to figure out the problem, but last October I was in an accident that required replacement of the radiator (now have the all-metal one) and there is no more crud.
What that tells me is that since I've put several thousand ticks on the odometer since then, the problem was likely IN the radiator, (and not coming from, say, the oil cooler, or somewhere more evil, like an HG issue).
So, to all the people who voted "crud/contamination," whether due to mixing of red/green coolant in the past (even though I can vouch for that not happening since I've owned it), or something else, I think you may have had it figured.
Thanks for help, all.