Similar situation happened to my dad on his property. Tree fell on his Toyota Van parked in the yard. Home owners insurance did NOT cover the damage to the vehicle however it did compensate him for the Tree and removal costs!Yep 75' oak tree direct hit, tree trunk is running from dead center of the lift gate to the front passenger door.
Just called the insurance company, I have liability only so it is not covered, she lives there but I own the land, neither of u have put home owners insurance on it.
I saved about 6K in insurance over the years going with just liability, the cruiser is worth about that so I broke even in that regard, just took the "hit" all at once instead of over time.
Absolutely!
Regardless, sorry to see such a needless loss of life. My FZJ just leaked an extra drop or two of oil on the driveway out of respect for a fallen comrade.

mine too!