iptman
SILVER Star
Came home this afternoon to this...
![IMG_20140828_120753856_HDR[1].jpg](data:image/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' width='720' height='1280' viewBox%3D'0 0 720 1280'%2F%3E "IMG_20140828_120753856_HDR[1].jpg")
Having a bad day... (1 Viewer)
- Thread starter iptman
- Start date
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nukegoat
Should have bought a Jeep
That'll buff right out
NLXTACY
Wits' End
Holy crap, did the tree just bounce a few times on your roof before settling on the windshield?????
Well, the doors look like they will open and there is no broken glass. War wound. Make up a story like you were attacked by a land shark and you got away with your life by punching it in the nose
And get a snorkel, it'll cover a lot of it
Well, the doors look like they will open and there is no broken glass. War wound. Make up a story like you were attacked by a land shark and you got away with your life by punching it in the nose
And get a snorkel, it'll cover a lot of it
NLXTACY
Wits' End
Why? Looks driveable to me.
nukegoat
Should have bought a Jeep
They can give you a check for it, call it a salvaged title, and then you can "buy" it for like $500. I would say that's a big win
No glass was broken it looks so the a pillar and roof frame should be intact. Very fixable and doesn't look to be a tota to me.. Might want to cut down any other trees that look like they may fall over. 
surfpig
The Anti-Tech
hey at least your antenna didn't get bent.
NLXTACY
Wits' End
The reality is its roof damage over A-pillar and B-pillar. It will be totaled. NUKE is right, its your chance to buy it back for pennies on the dollar and use the money to have fun with. Many of us have been thru similar and its FAR easier not to get emotional at this point. There is no setting back this clock.
NLXTACY
Wits' End
No glass was broken it looks so the a pillar and roof frame should be intact. Very fixable and doesn't look to be a tota to me.. Might want to cut down any other trees that look like they may fall over.
I dunno, I have a feeling insurance will total it. KBB will probably be $5000 on the truck and the damage will exceed 80% of the value.
we had a hurricane blow through at the start of July
It bent the frame of the windshield, but didn't get written off. I got an estimate to fix everything that was more than the "value" of the truck, but insurance worked with me and cut me a check that was most of the repair costs, but kept it on the road.
I pocketed 80% of the cash, took out the dash, got my mechanic to beat the windshield frame back in place and installed a new windshield.
Things would have been different if there had been any suspected structural damage...
![IMG_0509[1].JPG](data:image/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' width='1280' height='960' viewBox%3D'0 0 1280 960'%2F%3E "IMG_0509[1].JPG")
It bent the frame of the windshield, but didn't get written off. I got an estimate to fix everything that was more than the "value" of the truck, but insurance worked with me and cut me a check that was most of the repair costs, but kept it on the road.
I pocketed 80% of the cash, took out the dash, got my mechanic to beat the windshield frame back in place and installed a new windshield.
Things would have been different if there had been any suspected structural damage...
NLXTACY
Wits' End
In excellent condition, pre-incident, with your mileage in your neck of the woods the KBB value is $8933. You start there and work your way up!
Insurance will total it. A roof skin alone sells for $2,698.74 before you lift a finger to install it.
I would also get a qoute from your local Toyota dealer body shop on the cost of fixing that. Usually they will be the most expensive and it gives you something in your hand that you can show your insurance agent.
Do NOT tell the insurance that it was a DEAD tree or limb! They will NOT cover it! I had this happen on a classic car and insurance rejected it citing "negligence" that the tree should have been trimmed to prevent it. If it was a live limb, it would have been covered.
Make sure it was a "LIVE" limb and the wind must have blown it down!
Make sure it was a "LIVE" limb and the wind must have blown it down!
iptman
SILVER Star
- Thread starter
- #20
I just got back from the shop and the body man thinks he can repair it if he can get to the back side of that sheet metal. We was concerned with the sunroof since he won't know what damage is there until he takes it all apart. This is the shop the insurance company recommended and they have good reviews on Google. I haven't got the write up yet but he was thinking 20-30 hours of work. He also didn't think it'd be totaled even if they got in there and ended up having to do a roof skin.
