Tough spot to be in.
This thread has gone to the worst possible scenario straight away.
I'd be trying to figure out what the problem is, there's been no diagnosis done, and the talk is straight into lawyering up.
If the guys are right about the WIX then investigating may not be in your best interest.
If it's something else, are you on the hook for a legal retainer/ fees??
The no oil pressure is obviously a concern. Is it the cause or the result?
The WIX is ball puckering for sure, but may be a false alarm.
What's up with the belts? Can't see how that's related to oil filter/ oil pressure.
The belts don't run on the idler. It's not an Idler in the typical sense. When the belts are adjusted, they don't actually touch the Idler. They bump against it during operation.
If there's an issue with the belts and water pump not getting drive, you could very easily cook an engine in a few minutes pulling 70mph on the interstate. If the ambient air temp is low, you'd get a bit longer out of it.
I completely cooked and siezed my hzj105 diesel less than 15 minutes from cold start. 10 minutes driving at 40mph, less than 5 minutes at 70mph.
Pulled over for gas, as I pulled up at the pump, the engine stalled and siezed, and then steam came out, and it puked oil and water from the side of the head where head gasket had let go.
There was no sign of anything wrong prior to this. No change in power, no movement of the temperature gauge.