I currently have a FJ60 with a good and strong 2F, stock 4 speed and t-case, running 4:11 gears and 33s. I would like to put in a 5 speed to gain a little lower first and of course the 5th gear overdrive. I would also like to change my t-case to 3:1 gearing. My question is, given that it will drop my gearing roughly 7-8% when the t-case is in 2 high , will that negate the gain of 5th gear overdrive for the highway? Also is there a more cost effective way to lower off road ratios without killing highway ratios. Thank you for your time, Jerry.