While the 60-series is a classic vehicle, fun to drive, easy to maintain, etc, I wouldn't consider it "safe".
My experience with two daughters... Started with the FJ62 because *I* fell in love with it, it's a sturdy vehicle, but still drove and handled like a truck (the OME lift contributed to that). Rollover was a concern, as was no airbags. So... How about a "soccer mom" '94 LC? A little safer, very sturdy, but a bit too large for easy parking and the gas mileage... sucked.
Enter the 2000 4Runner (3rd gen, 3.4L). "Just right" size, airbags, awesome handling, "better" gas mileage, and with the LTD model, a very capable transfer case with push-button AWD without having to mess around with the J-shifter. The J-shifter is still there if you need locked 4WD, but for most applications (rain, snow), the push-button AWD was very handy.
ETA: I wouldn't do the Highlander either. My wife has one, great car, but... It's not an off-road, lift-it, snorkel-it kind of vehicle, no matter how hard you try. It's just not.
Don't get me wrong... I absolutely LOVE the FJ62 and mourn the day I sold my champagne-colored rig. But, for that situation, the 4Runner was a far better choice for all concerned. YMMV.