For whatever my opinion's worth: my preference is reliability, so i'd choose the 1HZ.
However 89GASHOG makes a damn good point: two vehicles (if i understand you correctly), two engines you seem entirely happy with, so have your cake and eat it, too. If you do so, stick the 1HZ in whichever vehicle weighs less, and have the more powerful Cummins earn its keep in the other.
I tend not to trust modern stuff with all the electronic gizmos, but one cannot argue with vastly improved efficiency, power, torque, and lower fuel consumption (well, alright, i argue anyway with reliability). At any rate, if as you say the Cummins 2.8 has been around for a few years and has a good reputation, it sounds like you've the best of both (engine) worlds at your fingertips.