It's a Montague "Navigator". Ugly, heavy, but foldable Taiwan made. Best $35 I ever spent. Saves bus fare and gas. The folding feature gets me on a crowded bus. Love to find an Al or Ti framed foldable, but the only one I see is for old folks in motor homes (geeky!)Or, one with sprung forks and sprung seat or rear end. But, that adds weight.Love to go to disk brakes. Vee-brakes work Great, IF your wheel is true (Mine Never Are).
Put those ramshorn-bars on it (I prefer them.) I also added Vee-brakes (the best---saved my life!), put front brake lever on right (where it belongs); softer seat, loud horn (Again, saved my life!), one-touch index shifters (Never going back to friction shift) , and of course the saddlebags. Made of the cheapest bags you can find. Why pay $60 plus per "pannier"? I rarely carry anything worth much. It'll hold 50# of rice or potatoes. It's so cruddy I don't have to lock it. I had neat All-framed bikes but they didn't fit me. I don't care how fast it was or how slick the shifting was (One was a Garry Fisher.) Wish I had longer legs to use a 27" bike--faster, thinner tires. But, for street use, those slicks don't last long. Once you're off the pavement, they slide. Just crossing a patch of desert to save time, you need universal tires. Sliding across sand is bogus. And, of course, gelled tires. Tired of flats!.
Looks like the frame doesn't quite fit you. Saddle post is up too high--unless it's a sprung post. My Garry Fisher was a sweet bike, but Very Small frame. I had to put the seat all the way up, too, and the handlebars, Then it didn't feel right.
