For Sale Most recent 200 Series purchase prices (17 Viewers)

Hi! IF you're willing to share, I thought it might be helpful for the rest of us to better understand what the market prices are for the 200 series (and LX 570 I suppose). I'm personally looking for one, have found a few, and curious what others' purchase prices have been so I can negotiate (or not) properly.

Please share purchase price, year, mileage at purchase, and location (east/west/south, etc...)

Thanks and happy hunting for those also looking.

 

[chatt100]

I've been watching 2018+ for about six weeks now. IMO, about $65K would be in the right ballpark. Depends on how much CPO means to you. To me, if all maintenance records are in place, I wouldn't pay extra for CPO.

Yeah 65k seems about right. And agreed that CPO doesn’t really matter to me if maintenance is good. I’ll throw them and offer and see. Hard to know what’s going to happen but seems like prices are starting to soften. Although, I can’t imagine they will go down that much in the next year (our buying time frame).

 

[Daniel W]

I just bought a 2017 LC with 62k miles for $66K in Kentucky. It was more than I wanted to spend but felt like a good value since looking at a dozen 2013 and older LCs with way more wear and tear.

 

[LTSR]

@chatt100 see if you can negotiate this one down a little. way less miles and one year newer: Autotrader - page unavailable - http://atcm.co/VDPTXTSHRE/26eea670

 

[chatt100]

@chatt100 see if you can negotiate this one down a little. way less miles and one year newer: Autotrader - page unavailable - http://atcm.co/VDPTXTSHRE/26eea670

Looks super clean but Wife is pretty set on the terra interior

 

[chatt100]

Been looking at this one in SLC and was going to get my brother in law to look at it. They finally sent me undercarriage pictures. Not horrible but given the price/miles and it being across the country going to pass. Been sitting on the lot for a while so may be able to talk them down a bit if anyone is interested

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[eljefe83]

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[prwillard2]

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30k off the retail price of $279,999!

 

[eljefe83]

30k off the retail price of $279,999!

Everyone wants to feel like they are getting a good deal

 

[andrewvolk]

I bought a 2018 LC 38k miles for 80K last month. super clean one owner.

 

[FredLX]

I bought a 2018 LC 38k miles for 80K last month. super clean one owner.

Congrats!

 

[Blackford Oakes]

Just an unsolicited musing here, but have you all noticed how unsuccessful sellers have been in this forum lately?

 

[ClassyJalopy]

Just an unsolicited musing here, but have you all noticed how unsuccessful sellers have been in this forum lately?

That seems to be the case across all series. Just the nature of the crowd here!

 

[Blackford Oakes]

It gets me thinking...

For people like me who will be financing a portion of the purchase price of whatever 13-15 I purchase, these higher interest rates really come into play. USAA won't give me (790 FICO) any less than 8.69% on a loan buying from and individual and not less than 7.44% from a dealer, and that's for any vehicle older than 2015. That's very pricey and the thought of throwing that much money away on interest doesn't sit well with me. Now I'm sure they're plenty of cash buyers out there, but I wonder how much of the market that is.

I just wonder if this could be stalling sales and driving prices down.

 

[a200]

It gets me thinking...

For people like me who will be financing a portion of the purchase price of whatever 13-15 I purchase, these higher interest rates really come into play. USAA won't give me (790 FICO) any less than 8.69% on a loan buying from and individual and not less than 7.44% from a dealer, and that's for any vehicle older than 2015. That's very pricey and the thought of throwing that much money away on interest doesn't sit well with me. Now I'm sure they're plenty of cash buyers out there, but I wonder how much of the market that is.

I just wonder if this could be stalling sales and driving prices down.

Have you done the math on that? What is the actual cost to you to finance at that rate?

 

[Blackford Oakes]

Have you done the math on that? What is the actual cost to you to finance at that rate?

I have. It depends on the term, of course. USAA has a very useful auto loan calculator that breaks it down.

Let's say your budget is $45K for 13-15 TLC. You have $15k cash and you finance $30K for 48 months. At 8.69%, the loan itself costs you over $5600.

 

[Bludozer]

I have. It depends on the term, of course. USAA has a very useful auto loan calculator that breaks it down.

Let's say your budget is $45K for 13-15 TLC. You have $15k cash and you finance $30K for 48 months. At 8.69%, the loan itself costs you over $5600.

Not saying the rising rates are having no effect (they definitely are) but probably much less so than many are guessing - especially when we are still in a very sparse inventory environment. 8.69% is still far off historic highs and if you do the math that is about ~$3,000 or $50/month (on a 60 month loan) more over the entirety of the loan than we were paying a few years ago. It should, but I doubt that $50/month is weighing heavily on a lot of car purchase decisions.

 

[777Gage]

Yikes that's a pretty high rate - my credit union has used car rates at 2.99 for 36 months and 3.24 for 48 months and move up slightly from there depending on adding more years.

 

[eljefe83]

I have. It depends on the term, of course. USAA has a very useful auto loan calculator that breaks it down.

Let's say your budget is $45K for 13-15 TLC. You have $15k cash and you finance $30K for 48 months. At 8.69%, the loan itself costs you over $5600.

USAA has been crap lately. My local credit union is still in the 3’s

 

[prwillard2]

USAA has been crap lately. My local credit union is still in the 3’s

USAA in general has gotten too big for their britches. Quality of service has dropped dramatically in my 16 years of membership.

 

[Blackford Oakes]

USAA has been crap lately. My local credit union is still in the 3’s

Yikes that's a pretty high rate - my credit union has used car rates at 2.99 for 36 months and 3.24 for 48 months and move up slightly from there depending on adding more years.

I need to get the contact info for your credit unions. I've shopped rates at the one I'm a member of and another here in town and they don't want to finance a 2013 for more than 36 months.

USAA in general has gotten too big for their britches. Quality of service has dropped dramatically in my 16 years of membership.

I was thinking that too, although I typically get lucky with customer service - they're all usually pretty friendly.

Their insurance rates are still pretty competitive, I have to say.
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I appreciate all the replies, boys. I'm plugged in to all the typical car buying tools: TruCar, Gurus, AutoTrader and Cars.com, but keep me in mind if you see a 2013-2015 in the $45k-$48k range under 100K.