I got my 100 back, looks great. The insurance called me today about diminished value. He said they give 10% of the repair bill. Mine was 17k so they will write me a check today for $1700. I asked about looking it up online and he said no need that was his job. I took that as just accept our value for it. I looked a little and can't really find an "equation" for how to determine DV. Anybody have any ideas? I will keep searching.