So I finally got the HVAC filters installed in my ’04. Thanks to all who led the experiments! I was able to use a drill with 3/8 bit, a fine tooth keyhole saw, and a sharp utility knife to easily cut out the needed filter installation opening in the HVAC system cover while it was still installed in the L.C. The faint outline of the opening edges were visible in the plastic, even though the opening was not there. I then used 2 filters ( 88586-60010) and the small cover (88891-60060) for the filter installation opening just as though it came from the factory with filters. By avoiding having to take off the HVAC system cover, the entire job was about 45 minutes and I don't have to worry about leaks from bad seals. Based on the filth that the HVAC filters pick up in my other vehicles, I expect this set up to help with clean air in the cabin.