If the bearings that were posted earlier are yours, they don't look pounded out to me - but diagnosing things by photos on forum can be sketchy.
If bearings are wearing badly, you will usually see the color of the layers beneath the top coating showing through - often this is copper coloured depending on how the bearing is made.
The only other way to measure this is with any degree of accuracy is to use the proper micrometers. Plastigauge is ok for some things but it is a pretty crude measuring tool when there are more measurements than just oil clearance to check for.
Good find on the rock. I've had similar things happen and it's amazing how much noise and vibration can be transferred through a drivetrain. And bugger it if they didn't camouflage that sucker to match your transfer case.
~John