Well, I flopped my 80 this weekend- and now I'm stuck with dealing not only with my wife...but with Geico too.
The wife factor is understanding - but just really annoyed now at the whole Cruiser thing in general....simply put.
The thing is, I have like 10K in CPE (Custom Parts & Equipment) coverage itemized out on my policy. However in the event of loss or damages...irregardless of how much the items are worth - their liability will never exceed the ACV of the vehicle. - this is the s***ty part! The bumpers and winch, tires and aftermarket crapola won't add value over and above a lousy street value of a 21 year old vehicle!
So, with an offer of $4800 from Geico to "Get me whole again" - I'm quite angry and had to vent...and I knew my compadres on Mud would sympathize with my dilemma.
More frustrating is that I just dumped $$$ and TONS of hours putting in the H41/Toybox setup...and it's not worth s*** to an insurance co. I'm not trying to rip-off Geico...but hell, even stock FJ80's are going for well more than $4800- with more miles on 'em to boot!
Arugh- so frustrating. I will be taking this up the chain of command and deal with the adjuster's supervisor and hopefully some good will come of it!
The wife factor is understanding - but just really annoyed now at the whole Cruiser thing in general....simply put.
The thing is, I have like 10K in CPE (Custom Parts & Equipment) coverage itemized out on my policy. However in the event of loss or damages...irregardless of how much the items are worth - their liability will never exceed the ACV of the vehicle. - this is the s***ty part! The bumpers and winch, tires and aftermarket crapola won't add value over and above a lousy street value of a 21 year old vehicle!
So, with an offer of $4800 from Geico to "Get me whole again" - I'm quite angry and had to vent...and I knew my compadres on Mud would sympathize with my dilemma.
More frustrating is that I just dumped $$$ and TONS of hours putting in the H41/Toybox setup...and it's not worth s*** to an insurance co. I'm not trying to rip-off Geico...but hell, even stock FJ80's are going for well more than $4800- with more miles on 'em to boot!
Arugh- so frustrating. I will be taking this up the chain of command and deal with the adjuster's supervisor and hopefully some good will come of it!