This is my 93 with no Airbags at all
The only straight bodywork left was the hood as I recall, and the PS roof was collapsed down onto the head rest of the passenger seat-- ~60 mph towing rollover, see link in sig for details)
I had a mild concussion from being hit in the back of the head by an FJ-55 door that was among a big pile of parts in the back of the 80. My 3 year old daughter was in the front seat and walked away without a scratch. Otherwise, no injuries.
Each accident is unique in how the physics play out based on speed, friction, mass, center of gravity, road angle etc.
For various reasons, I drive my 99, my daughter drives her 99, and my wife drives the 2000 LX. If I had my druthers, we'd all be in curtain airbag equipped rigs, but I am of the camp that believes everyone has their time, so I don't worry about it.
What I do, is make sure that every vehicle is well maintained, every driver is taught and practices emergency driving maneuvers, and that everyone knows that most often, there are no accidents, just a series of bad decisions by someone. We just try to make sure that we are not the ones making the bad decisions.... the whole "control what you can and accept what you can't" deal...
Now I do draw the line at the auto braking and the stay in lane thing--people who can't be bothered to pay attention while operating a deadly weapon should be off the road, not being mollycoddled by a robot.