with a thick glove, lightly hold the fan blade and have someone fire up the rig. when it gets warm, the fan should pull out of your hands. if you can easily hold it, the clutch is bad. as steve mentioned, when you're pulling the mountains, it will sound like a jet engine...first time mine kicked on, it scared the crap out of me.
I would not advise trying to hold the fan while the engine is running? Never seen this in any shop manual...
Generally shop manauals describe a test about getting the engine to operating temp, and then shut engine off and see how hard fan is to move by hand.