Wow, thanks for the feedback... way more than I expected. As to what data they collect, the following was in the User Agreement. I'll also attach the entire user agreement as it covers more info about the data use, etc.
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Detailed List of Data the Drivewise Device Collects
Welcome to Drivewise, a program that rewards safe driving! The device you plug into your vehicle collects information that is sent back to Allstate over a secure wireless connection.
We share the information used to determine how much you save back with you on our
website. We have asterisks (*) by items we use below. However, the device also collects a few additional items. Because they are not used to determine how much you can save, we do not send this detail back to you. But we want to make you aware of everything that we collect from the device.
Trip Report:
- Timestamp in GMT (Greenwich Mean Time) at trip start and trip end
- Timezone at trip start used to convert trips to local time
- VIN (Vehicle Identification Number)
- Odometer
- Indicator suggesting that hyper-miling took place
- Average speed while the vehicle is in motion (not including 0 mph)
- Seconds driven in speed bands (each band is 10 mph up to 120 mph)
- Miles driven in each time range (each time range is 1 hour totaling 24 ranges)*
- Constant speed mile driven in speed bands (each band is 10 mph up to 120 mph)
- Varying speed miles driven in speed bands (each band is 10 mph up to 120 mph)
- Seconds driven during deceleration in 1 mph/s bands up to 10 mph/s
- Seconds driven during acceleration in 1 mph/s bands up to 10 mph/s
- Count of occurrences braking more than 10 seconds in 6 bands over 6 mph/s
- Count of occurrences accelerating more than 10 seconds in 6 bands over 6 mph/s
- Accelerometer orientation flag - indicating whether the device oriented with vehicle
- Miles driven with small speed variation in 13 individual 5 mph bands
- Miles driven with larger speed variation in 13 individual 5 mph bands
- Count of successive acceleration and deceleration
- Count of excessive speed changes
This information is sent once per trip (a trip is measured as engine on and engine off).
Connect: A timestamp indicating when the device is installed in the vehicle. This is sent once per enrollment or if the device is un-installed and re-installed.
Disconnect: A timestamp indicating when the device is un-installed from vehicle. This is generally sent once per enrollment but also sent again anytime the device is un-installed and re-installed.
Heart Beat: A report indicating device is installed in the vehicle and working. This is sent once per day for the first week, then once per week if regular trips are generated.
Braking Event*: Hard Braking Events are defined as slowing down between 8 mph and 10 mph over a 1 second time interval. Extreme Braking Events are defined as slowing down 10 or more miles per hour over a 1 second time interval. Each braking event is sent once per event.
High Speed Event*: Vehicle speed reaches 80 mph or above. Aggregate total miles spent at or above 80mph. Each instance where the 80 mph threshold is met is sent as one event.
Acceleration Event: Increases in vehicle speed greater than 8 mph per second. Duration is 10 seconds before and up to 30 seconds after. Each acceleration event is sent once per event.
Accelerometer Event: Vehicle exceeds the "At" trigger which is a composite x-, y- and z -vector. This is sent once per event as a separate report.
Battery Level: Voltage of vehicle battery when the battery hits a threshold indicating it may be low. This is sent once per event, sent as a separate report.
Device Data Trouble Codes: Various codes describing the health of the device and the communication with the vehicle. This is sent once per event, sent as a separate report.
Vehicle Data Trouble Codes: If the malfunction indicator lamp indicator turns on in the vehicle, this report will capture the associated check engine error code. This is sent once per event, sent as a separate report.
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With some of the limits listed (increase speed by 8mph per second, decrease speed by 8-10mph per second, and exceeding 80mph) I might as well own a yugo (no offense meant to anyone out there whose "other car" is a yugo). I do have a hard time dealing with concept that I could be penalized by higher premiums by being a good defensive driver. So I choose to hit the animal in the street rather than do too sudden of a stop, or run that red light. Seems like they are encouraging the wrong sort of behavior with some of this. It appears Drivewise has been around a long time in Canada and has been used for driver training, etc. Is anyone familiar with the company?