Bonding Company recommendation?

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miko

miko

10 Year 15 Year
Joined
Oct 15, 2009
Threads
10
Messages
134
Location
Hillsborough, NC
I've run in to a snag trying to get my 40 titled. The title from the previous owners used the frame VIN. NC DMV doesn't like that and wants the VIN on the body plate to be on the title which doesn't match. :bang:

According to the License & Theft folks, I have to get a surety bond to go with the title application. Anyone else had to do that in NC and could recommend a company?
 
Don't have anything of use to add but i'd be interested to know how they knew the title didn't match vin on the body.

When we moved here they never even looked at our vehicles, nor have they with the 4 cars we've bought in NC since then.
 
Almost any good insurance agent can handle the bonding for you. For work, I have to have a $2MM fiduciary bond and BB&T Insurance got me one pretty quickly (but then again, we have the company insurance policies booked through them).
 
Going through this right now on a foreclosed double-wide with a retired title. What a PIA! Not only do I need a surety bond but also 2 estimates of value from a dealer; the the bond is based on 1.5 times the highest estimate. Bond is about $100. Not only that, I have to get an attorney letter stating their are no liens, mortgages, etc against said double wide. Luckily getting that for only $50. Not only that but a DMV inspector has to come look at said home and give me a form showing home has wheels and axles under it and is no longer real property.

Did I mention what a PIA, just to get a f'n title? These are titled just like cars so you might have to jump through more hoops, like we have to do. Our local DMV is helpful but their rules are just ridiculous.

The alternative is hire a lawyer and get a judge to sign off on releasing the title :rolleyes: (big $$$) or track down the foreclosed people on the title and get them to sign an MVR4, I believe. Fat chance that's gonna happen :mad:

I hope your hoops aren't as big as ours, but keep us posted!

Kenny :beer:
 
lt1fire said:
Don't have anything of use to add but i'd be interested to know how they knew the title didn't match vin on the body.
Click to expand...

The PA title from the seller used the frame VIN and that's what I sent in with the original NC title application. The License & Theft Inspector looked at all three (frame, body and engine VIN) which of course didn't match.

elkaholic said:
Almost any good insurance agent can handle the bonding for you.
Click to expand...

Hadn't thought of that. I'll call a local insurance agent. Many thanks.

alk747triodad said:
I hope your hoops aren't as big as ours, but keep us posted!
Click to expand...

Almost all the same. Notarized affidavit, License & Theft report, bond for 1.5x the value. Then take all that to the license agency. All with my registration about to expire. Hopefully with a bond in hand I'll have it all set by the end of the week. Thanks for the ideas and commiseration.
 
Miko, the DMV inspector just left my office and I brought up your situation.

First of all, what you are doing might be the quick way, and get it over with, and get a title.

Second of all, he says NC is a frame state so it does not matter what the body or engine Vin # says. According to him, the inspector should look at the frame # and order you the other two data plates to match the frame. It is that simple but I'm sure more time consuming. He used the example of body swaps and junk yard parts with Vin #'s that do not match the frame.

According to him, there are a lot of new inspectors that have been hired that really do not know what they are doing. Surprise!!!

He left his number with me and said for you to call him Friday morning and he will work with you on this issue. Just PM me if you want to go that route.
 
Don't know if you're still going through this but I had to do the exact same thing with my 40. It scared me to death at first but it's really not anything to worry about. The DMV has to tell you how much the bond has to be for then I got my indemnity bond through my auto insurer. At the time it was State Farm. The state issued me a vin number which was the same as the frame number and I had to rivet it to the driver side door jamb.
 
I just had to get my '70 40 inspected. I bought it in SC and brought it here to NC. The inspector tried to give me crap about the door frame tag being secured by fresh rivets. He started flapping his jaws about bonding, etc. I was finally able to talk him down off his high horse when all the numbers checked out and I politely explained that I found the tag in the glove box and re-attached it where it belonged. Evidently the PO took the tag off when he painted it 10+ years ago and never put it back on. I'm sure glad he kept it though! Word to the wise...If you have to re-attach a vin tag be sure to rough up the rivets to make them look old before you attach. This may help to avoid a lot of scrutiny on the part of the inspector.
 
The drama continues...

fj40z said:
The state issued me a vin number which was the same as the frame number and I had to rivet it to the driver side door jamb.
Click to expand...

Thanks. I'm not worried about the bond. That's seems pretty straight forward. When did you get your's titled?

My issue right now is that I'm being asked by the inspector to shift the title VIN from a '66 to a '70 since the plate on the replaced front fender is '70, even though the rest of the body and frame is '66. I talked to another inspector and he says it should get a North Carolina Special (NCS) number and keep it titled as a '66 with the NCS number being the new universal identifier for the vehicle, just like you mention above.

I called my inspector back and asked to have that done. She said she'd have to talk to her supervisor. She called back and said no, I had to use the '70 VIN for the title. I don't want to since...

1) it's primarily a '66 and trying to resell will be a pain since it's titled as '70 but anyone who knows 40s will look at it and say it's not a '70. It's just not what it is.

2) What happens if there's a frame out there with a VIN matching the body VIN and that title comes in to the state? Could the bond be called in?

I brought all this up and was told it's just the way it needs to be done. Anyone know how to repeal that? Or should I just forget it, get the tile and hope for the best? Or maybe work with a different inspector?
 
Miko,

"I was told" you can call the district office in Greensboro and ask to talk to a supervisor. There is also the chance, "I was told", that the report filed by your inspector will be kicked back if she did the report right and sent in a picture of the frame VIN number. Again, NC is a frame state...

Don't you just love dealing with the Gubment! :doh:

Kenny
 
I got mine titled in 06. I also had to have the year changed on the title from a 79 to a 74. Really didnt affect anything just a bunch of red tape. I made several trips to the office here in greensboro and the people I had to deal with were really not too bad and somewhat helpful. I would do what Kenny said and talk to someone there, they made me use the NC number.
 
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fj40z said:
Really didn't affect anything just a bunch of red tape.
Click to expand...

After making a few calls and chatting with a number of folks about what I'd need to do to get it done the way I wanted, I came to that same realization. It wasn't worth the hassle and I had to step back and see the big picture - having it titled as a different year wasn't going to make me enjoy it any less. I got the bond and submitted the paperwork today to make it a '70 as they want.

Hopefully all is well, but even if not, the super nice lady at the License Plate office got it reregistered for me so I can drive it for another year while they sort it all out. :steer:

Thanks to all for the advice and input.

peace*mike
 
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