No, I think it might be cheaper to buy loaded but not sure. Just last weekend I went to the parts store and I wanted a loaded caliper and they had none in stock. I asked the guy do you have it in stock unloaded and the pads and it was in stock. It cost me more but when I got home I had pads for the whole front. So, it worked out.cabron said:Looking at Monte calipers for my rear conversion and was wondering if there is any difference between loaded and unloaded calipers besides pads?