You had no properly earthed 'whole house' protector. So the surge - a direct strike - did damage that never happens in any facility with proper earthing and 'whole house' protectors.I agree with this one. We took an indirect hit from a lightening bolt, zapped a big tree, blew a big whole in the ground and then hit my house. Blew six breakers and fried all sensitive electronics despite surge protectors. Hdmi ports are very sensitive to surges.
You had what kind of protectors? Plug-in protectors can sometimes make damage to electronics easier. Plug-in protectors do not even claim protection in their numeric specs sheets. Why do you assume "it is called a surge protector; therefore it must be surge protection"? Either a 'whole house' protector is properly earthed. Or you have no surge protection - as that example demonstrates.
The expression is "A protector is only as effective as its earth ground". Where did all that energy dissipate? Your protectors with no earth ground connection can make electronics damage easier.
Routine protection from direct lightning strikes means nobody even knew a surge existed. Those who want to be scammed pay tens or 100 times more money for plug-in protectors that do not even claim to provide that protection.