You might consider a 1994 Volvo 940 Turbo wagon - you can put a lot of stuff in the back with the rear seat down and cruise very well. They have a nearly bulletproof engine/transmission. With the money you save put together a nice FJ60.
this is what I am doing right now. I have a 93 volvo 960 wagon. It holds just about as much as the cruiser, is really comfortable, gets 25mpg at 75mph, and it has a very solid I6 auto tranny combo. I've put 21,000 problem free miles on it in the last year, and hopefully in another year or so, I'll have enough $$ to get an fj-40 to use as a weekend vehicle.