When will Toyota bring out the Uber-cool model:
The PHEW!!!
The PHEW!!!
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Ummm, what... what is insurance?Omg our insurance is going up 1300 every 6 months between the move to Colorado and the extra mileage. Averaging out at 200 per vehicle.the 4runner is more than the GX even though it's half the miles.
23 year USAA customer. They are not cheap but they always do me a solid.
The hybrid system also has an all-terrain benefit, with the LX700h capable of driving exclusively off of the electric motor in low-range scenarios where the driver would want precise throttle control.
Are those typical CA rates? We pay $221/mo for both vehicles from a reputable carrier. It was $180/mo until recently when our carrier jumped up all rates across the board.
I have USAA too. For two vehicles (GX and a BMW X5), I paid $125 a month in Pennsylvania. That jumped to $175 in Dallas. Over the past year or so it jumped to $225, and now $250. I'm sure it's going to go up again soon. Insurance companies are getting clobbered thanks to the economy. I think USAA had its first net loss in like 100 years recently. Hard times.Omg our insurance is going up 1300 every 6 months between the move to Colorado and the extra mileage. Averaging out at 200 per vehicle.the 4runner is more than the GX even though it's half the miles.
23 year USAA customer. They are not cheap but they always do me a solid.
No, totally. Gx in Des Moines is like 70 a month for 12k miles and the 4Runner is 80 or 90 for 5k miles.I have USAA too. For two vehicles (GX and a BMW X5), I paid $125 a month in Pennsylvania. That jumped to $175 in Dallas. Over the past year or so it jumped to $225, and now $250. I'm sure it's going to go up again soon. Insurance companies are getting clobbered thanks to the economy. I think USAA had its first net loss in like 100 years recently. Hard times.
That is an excellent point. Weight and payload matter. I guess people will run overland trailers then?For those looking to overland. The GVM grew from 3280kg to 3380kg while the fully fueled weight is 2830kg. That leaves only 550kg for passenger and payload. So you can forget about building an overlanding rig with this one.
I looked at USAA, but we've been with AAA so long (almost 40 years), USAA couldn't beat AAA. Plus we have their "Road side assistance", which is very worth it!Omg our insurance is going up 1300 every 6 months between the move to Colorado and the extra mileage. Averaging out at 200 per vehicle.the 4runner is more than the GX even though it's half the miles.
23 year USAA customer. They are not cheap but they always do me a solid.
I'm sure the higher premiums in SF also include costs for all the crime up there, especially all the smash and grab's they're doing on cars.My cars (Tundra, GX460, VW Golf R, all 2016-2018) are $550-750 per six months each, in the greater SF bay area. I no longer put commuter mileage on any of them but that didn't seem to make much difference. I'm looking forward to seeing what they are in Oregon when we move. With way fewer cars and less aggressive drivers it should be a lot less but who knows.
Absolutely agree. Nothing worst than stuck in grid lock traffic with a horrible seat and sound system.I spend a good chunk of change on transportation every month. We're a single income household, so this is quite a stretch. But you're gonna spend a lot of time on the road in LA, so it's worth investing in your comfort. If you don't like your car, it can feel like torture. I'm looking forward to owning the GX outright next year.
OH MY GOSH!!!Shhhhh, don't tell him I pay about ~$100/mo total for full coverage on both our vehicles.![]()
We have Shelter, which is a Missouri-based company and has taken care of us pretty well for 2 sizeable homeowners claims. They said the same thing when I asked about the 20% increase - cars are worth more, repair costs are higher, and inflation is killing them. While they didn't say this we at least anecdotally seem to be having a lot more collisions in the post-COVID world of distracted, phone-addicted, and angry people. Still, it sucks having your premiums go up like that when you vehicles are getting older -and- my wife and I have near-perfect driving records.I have USAA too. For two vehicles (GX and a BMW X5), I paid $125 a month in Pennsylvania. That jumped to $175 in Dallas. Over the past year or so it jumped to $225, and now $250. I'm sure it's going to go up again soon. Insurance companies are getting clobbered thanks to the economy. I think USAA had its first net loss in like 100 years recently. Hard times.
I'm sure the higher premiums in SF also include costs for all the crime up there, especially all the smash and grab's they're doing on cars.
If your truck is paid off, I totally understand not wanting another car payment to save on gas but have you looked at used Bolts? We bought one to replace my wife's clapped out Prius that she loved. The Bolt was about about $14K after the $4k used ev tax credit for a 2 year old one with 30K. I was shocked how good it is at what it is for. 250 miles of range, doesn't take long to charge with a level 2. We charge it once or twice a week. I think what I like most is that when I need to run to the grocery store or something, I don't have to warm up the GX. I just hop in the Bolt and go. The electric make it feel like you are just driving a golf cart or something. No effort, no warm up and very little energy used.I've looked into it and I just can't justify an EV. It's like 300/month to lease one of the cheap ones when you include the down payment. Add in the extra insurance (way high on electrics isn't it?) and the tax and title and it's really more like $400/month. I commute 35 miles a day, about 4 days a week, even at 14mpg, that's only about $175-225 in fuel a month. If I drove the EV everywhere but on long trips, maybe I'd save $300/month in gas. I'd be paying $100/month plus insurance for the pleasure of driving a Hyundai or Nisan Leaf. I get not wanting to put miles on the GX, but I only paid $14K 4 years ago, so it makes more sense for me to just drive the wheels off of it, maintain the crap out of it, and buy another used one if I wreck it. I wish I wasn't peeing on the environment, but it's got to make sense financially. It might be different if I wasn't a cheap bastard or cared about having a fancy touch screen to tell me when I can change lanes.
That is the first hybrid that I've seen that has this. I don't know why (obviously cost) all hybrids don't have this. I hated the one time our old Prius had hybrid issues, it was stranded even though I had an ICE motor.Anyways, in the case of LX700h, there's a starter and alternator so even if you do have complete hybrid failure the traditional system can take over.
I finally dropped USAA after they doubled my rates in the last few years and I had never had a claim.I have USAA too. For two vehicles (GX and a BMW X5), I paid $125 a month in Pennsylvania. That jumped to $175 in Dallas. Over the past year or so it jumped to $225, and now $250. I'm sure it's going to go up again soon. Insurance companies are getting clobbered thanks to the economy. I think USAA had its first net loss in like 100 years recently. Hard times.
I get it. I have had enough claims with them over the years that it's worth it to me, but they are like Safeco expensive now.I finally dropped USAA after they doubled my rates in the last few years and I had never had a claim.
Who did you go with? Or still shopping?I finally dropped USAA after they doubled my rates in the last few years and I had never had a claim.