I actually didn't see Wayne's design until I had already finished my first harness. Wayne stays with the Toyota switched ground theory, so the momentary short won't affect anything. But instead of the + side of the Hi Beam indicator light "pulling up" through the LO Beam headlights when you switch to HI Beams, the Resistor and the Diode provide that path. The part I don't like about it is that the Resistor and the Diode are always across 12V whenever your headlights are on, even when your LO Beams are on. I'm not faulting the design, it has obviously worked well for you. My philosophy is "more simple, more better".
As far as what causes the momentary short, I would have to take apart the switch to be sure, but as you switch between HI and LO, you wouldn't want any delay or you would be in the dark for a second. So by design, I think there is a point in the switch during the transition between HI and LO where they are both grounded, and the LO Beams are turning on while the Hi Beams are turning off--hence the momentary short. In the stock setup, both HI and LO use negative ground theory, so it is no big deal. I think this "short" happens every time, but it is usually so quick that it didn't blow the fuse every time with my wire harness. Of course, my Cruiser could just be a freak and no one else would ever encounter the problem, but my take is that if it happens with one, it will happen with others, so clipping the wire is the right way to go.
The ceramic sockets from
Automotive Connectors are a nice tight fit. Give them a try.