Hi. I have a FJ62 1987 that started a loud banging noise (like a hammer being struck every few seconds) while in 4 wheel drive. It feels like it is coming from under my feet. I have had it to a few mechanics and even had my hubs replaced. Sill makes the noise. I have some info that it might be the transfer case, but under inspection via a mirror and moving the gears, we found no damage. Could it be a clutch we can't see? Do I need to tear it apart and find out? Thanks for the help.