FJ40 Car Insurance Provider?

[cjaeger]

I am trying to find an insurance provider that will provide comprehension insurance for an FJ40. Best I have found is Geico who will only provide up to the "cash value" of the vehicle as determined by a kelleys blue book type estimation - so like $3000. I want coverage for the actual value which is probably $15000. Every other main provider has said they will provide only liabilty insurance. Anyone know a good provider I can look at that is reasonably priced? Not interested in classic car type insuurance since it is a daily driver and not stored in a private garage. I appeciate the help.

 

[fieldsken1]

i got mine through hagerty for the value of 35000 and its a daily driver and only 450 a year for 300,000

 

[cjaeger]

unfortunately I do not meet hagertys qualifications as I do not have a "regular use" vehicle and it is not stored in a fully enclosed locked garage when not in use. Thanks for the response though.

 

[fieldsken1]

go buy a bicycle and tell them thats your daily driver

 

[cjaeger]

ha. Not very far off considering I live in NYC. By that definition this would be my third vehicle.

 

[ken_79-fj40]

I haven't had luck with any of the classic insurance providers because I actually drive mine to work occasionally. So I have an agreed value policy through my regular insurance company instead. It costs a little more than a classic policy but I can do what I want with it. And I only have it and my mustang insured 6 months out of the year anyhow.

 

[cjaeger]

That is what I am looking for. Who is the insurance provider?