Here is a couple of pics taken while I serviced my fan. Thought I had better check it after I suggested to someone that theirs may not be 100%, better that than have egg on my face.LOL. There were no obvious oil leaks on the outside and from what I understand if the shaft seal is leaking it is a throw away situation, here in Oz anyway. New genuine app $170.00 and aftermarket app $100.00 to $125.00 [Kangaroo Dollars]

This would be an advantage in a 4wd vehicle for on and off road use also it would be easy to switch the fan off with an over ride switch for deep water crossings. With the old model 4wd vehicles with the fixed fan it was necessary to disconnect the fan belt for a deep crossing to avoid the fan pulling into the radiator and wrecking it , also this type of fan is very noisy at higher revs. I believe it will be only a matter of time before the electric fans are fitted to the big 4wd units. Another improvement would be an electric water pump as fitted to the expensive cars, LOL one less belt to run.
Perhaps some of the Yankee cars have a set that are a better fit for the Cruiser radiators. Also if you check the output of a big single electric fan and compare that to a cruiser fan in cubic feet per minute.