I can only kind of speak about the h55f which is what I have and inconsideration to my life style, mechanical ability, time and finances. When I research the h55f gear box and look at the 5th gear, it is a tiny cog, far from the power source. It is just a grade up from the old 4 speed with the 5th tacked on the end basically. Like a bit of icing on a cake, good for on the freeway without a heavy load.
I am always tempted to gear down at corners or slow down with the gears, like a rally car, nice feeling. BUT, I consciously try to avoid even touching the clutch wherever I drive, as I much rather replace brake pads/shoes and rotors than repair my gear box or even replace clutch pad. As soon as you touch your clutch pedal you are wearing the pad.
Been doing lots of towing lately, it slows you down for sure (especially me), more fuel too. It was nice to have a break today and do 200km unshackled. Not bad for a 34 year old car, it excels in the bush for sure, which is where I go, real bush, not tar. Glad I don't have to take a caravan there.
I have to travel 160km tar to get to the last 40km of dirt, mud, gravel and rocks. I use all terrain tyres to be honest, as they seem to last longer. I get through the mud with momentum and nothing wears out tyres quicker than rocks.
I am happy that I can do most service and repairs myself without too much grief, unlike many newer cars. I have to live with the h55f's limitations, thankfully, I don't have to tow too much, but I can. Treated like special occasions.
It is worth changing the gear oil after lots of heavy tow sessions, just to check for swarf on your magnetized gear box sump plug. At least it gives you some idea of what you are doing to your gear box.
There really is not many cars specifically designed for towing, and something newer is out of my budget and repairs are exy. If you look at trucks which are designed specifically for towing, they are quite different, like an engine, gearbox and a tow hitch.
Always worth asking, I am really going off road? with a caravan? Do I even need a 4wd?
Don't really care what others are doing or how fast they go, they probably don't know or have lots more money than I, or both!