Vehicle : 2005 GX 470 with 220,000 miles
We live in the bay area and were road tripping in South-west Nevada area. On a dirt road, I misjudged a bump, the car caught air, bounced, and landed in another deep channel on the track, stopping almost immediately. Thankfully no airbag deployment. But the damage was
1. The stock skid plate bent into the radiator assembly. Minor leak. We spend 3-4 days more in the area trail driving. We could also drive back to bay area filling up water at regular intervals. Car tracks straight, and runs just like before.
2. The roof top tent was on Yakima cross bars, which unhooked from the roof rails and crashed into the sunroof, denting the area above the door as well as smashing the sunroof into a million bits. We got a corrugated sheet and duct tape to seal it all up. Its actually quieter than stock now
I got an insurance appraisal done, and the surveyer forgot to do the roof assement and made an initial 2000$ claim. They are redoing the assesment now.
I did go to Toy connection Santa Clara (I got to jeff for all work on the GX) and Jeff things that repair will be
2000 for the front end (Radiator etc., , skid plates, front cross bar etc.,) and around 5000$ for the roof which includes removal of dent, putting in a new sunroof assembly and painting.
Based on this he thinks that Insurance may total the vehicle. Insurance appraiser (Geico) is not sure.
1. If they do not total it, I would definitely get it repaired. I am wondering about the roof expense. Any other places in the bay area for a second opinion.
2. If they do total is, how to they appraise the price? I would 99% not buy it back. We were planning a Tundra/LX 570 (2016 whereabouts with larger gas tank next year, so will pull that purchase early)
Does it make sense to have it as a Salvage title and buy it back? If I do sell it later, how much of a price hit do salvage titles get. For example I reckon that without the tent, this would sell for 11000$ (she has 220000 miles). After salvage title how much would she go for?
Pictures.
We live in the bay area and were road tripping in South-west Nevada area. On a dirt road, I misjudged a bump, the car caught air, bounced, and landed in another deep channel on the track, stopping almost immediately. Thankfully no airbag deployment. But the damage was
1. The stock skid plate bent into the radiator assembly. Minor leak. We spend 3-4 days more in the area trail driving. We could also drive back to bay area filling up water at regular intervals. Car tracks straight, and runs just like before.
2. The roof top tent was on Yakima cross bars, which unhooked from the roof rails and crashed into the sunroof, denting the area above the door as well as smashing the sunroof into a million bits. We got a corrugated sheet and duct tape to seal it all up. Its actually quieter than stock now
I got an insurance appraisal done, and the surveyer forgot to do the roof assement and made an initial 2000$ claim. They are redoing the assesment now.
I did go to Toy connection Santa Clara (I got to jeff for all work on the GX) and Jeff things that repair will be
2000 for the front end (Radiator etc., , skid plates, front cross bar etc.,) and around 5000$ for the roof which includes removal of dent, putting in a new sunroof assembly and painting.
Based on this he thinks that Insurance may total the vehicle. Insurance appraiser (Geico) is not sure.
1. If they do not total it, I would definitely get it repaired. I am wondering about the roof expense. Any other places in the bay area for a second opinion.
2. If they do total is, how to they appraise the price? I would 99% not buy it back. We were planning a Tundra/LX 570 (2016 whereabouts with larger gas tank next year, so will pull that purchase early)
Does it make sense to have it as a Salvage title and buy it back? If I do sell it later, how much of a price hit do salvage titles get. For example I reckon that without the tent, this would sell for 11000$ (she has 220000 miles). After salvage title how much would she go for?
Pictures.
