Just bought a 1988 LJ70 originally imported from France. After giving my insurance company the VIN they said it does not show in their records. What can I do to get the vehicle insured?
Help - LJ70 VIN & insurance
- Thread starter Nlogax
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You should add your location to your profile so the right people can help you
- Thread starter
- #3
Thanks - just updated. I'm in New Jersey.
What insurance company are you dealing with? State Farm has never had an issue with my JDM or Aussie Vin numbers.
elkaholic
Left turn ...freakin wipers!
Auto-owners and the State of SC were OK with my Euro Spec VIN on my BJ73 once I explained the source to them. It helped that I had a GA title and the original importation documents in hand as well as confirmation form a Toyota Parts website of VIN and build date.
That's the reason the buyer of my LJ70 backed out of the deal. I didn't have any difficulties with USAA, just explain and produce documentation, or consider another insurance company. Good luck
- Thread starter
- #7
It was State Farm that I had tried and they couldn't find the VIN on record. I ended up trying Geico since that is what the last owner said he had and it seems to have worked. Crisis averted.
Of course they can't find the VIN on record ..... "It's NOT on record"
My State Farm agent required a photo of the JDM VIN which I was glad to supply. Sounds like the issue is with your agent and not with the insurance company itself. Glad it worked out for you.
My State Farm agent required a photo of the JDM VIN which I was glad to supply. Sounds like the issue is with your agent and not with the insurance company itself. Glad it worked out for you.
elkaholic
Left turn ...freakin wipers!
x2. For the time frames from which we can import trucks, the VINs will not conform to US standards and will flag as incorrect unless you inform them that the truck is not originally built for the US market. Then if your agent / the person at the DMV are any good, they can work around this .. kinda like registering and insuring a classic vehicle.
I just went through this today. DMV was okay with the VIN but the insurance company didn't know what to do. Although, when the VIN was input to the system it came back as model year 1980. The vehicle has been verified as a 1989. The solution was to insure it as a 1980 with an additional comment staying that the vehicle has a non USA VIN and was manufactured in 1989. The agent said that covers our butts and to let the home office deal with it. I was also told on the event of a claim, the VIN is used for verification not the year of manufacture. It didn't leave me with a warm fuzzy but I have insurance. I think...
I would insist that my vehicle was documented correctly, including the year of production, and if the local agent and home office couldn't accomplish this relatively easy task, I would go elsewhere. I have registered and insured foreign vehicles for the last 20 years and I have never been told that we will let the "home office" deal with it.
You might wreck your Cruiser and find out that "no one" is dealing with it.
Oh believe me. It will be corrected. I don't like those kinds of messy loose ends. Mr Murphy is all too willing to show up. I just had to get it insured to meet registration deadlines. Conducting business in this state can be challenging and I've learned that simple things can be quite difficult. Usually with some added effort the outcome is acceptable. And again, this looks like it's going to be one of those things. Thanks.
MicahMan
TLCA 20925
As a licensed agent and one who insures about 25 imported diesels here in Utah your guy botched it. Having the card or policy not showing the correct year would be not only a headache but a possible loophole for the company to reduce, or reject coverage. "Notes" never hold up to policy language. Get with an independent agent that writes for a number of companies they will be able to find coverage. Or go through a specialty company like Hagerty if it gets that crazy. They will at least know how to handle a strange vin.
Or call me and I can help find an agent in your neck of the woods.
Micah Platt
801-824-50nine nine
Or call me and I can help find an agent in your neck of the woods.
Micah Platt
801-824-50nine nine
Thanks, MicahMan! I knew a fellow mudder would come to the rescue and offer sound advice. I'll probably be giving you a call...
MicahMan
TLCA 20925
Anytime
