I'll try to call Ted Monday with fingers crossed. It would be a shame if a repair panel isn't offered. It's an area partially blocked by the step cover and it's painted with the factory stone throw protection textured paint. It's a repair that would be quick and easy for a novice to make and look seamless. Maybe this is an area that isn't a rust issue and I'm just lucky? I could piece it together with metal or just mud it but it would be more prone to rusting again in either case...especially if I pay someone to do it. My experience is that body guys, even really good ones, are intent on making a repair look good, but don't take the steps necessary to make sure rust doesn't make a return visit in short order.