The safety thing is definitely a factor for myself and the wife

as well. The bottom line is that a solid truck frame and steel body is going to win over most modern vehicles that are designed to crush on impact. Not to mention that 9 times out of 10, being higher up is an advantage. Most accidents are not catastrophic roll overs going off the road. And in a standard fender bender, I want to be in the big steel box with a heavy duty truck frame.
As an example, the wife was stopped at a light driving the 100 last year. The car in front of her stalled and didn't go when the light was green. She was in the middle lane, and cars on both sides started to move and go. The young girl behind her was probably sitting on her phone distracted and texting, when she saw the vehicles to either side of her moving along at a good clip. She gunned it thinking she was going to be blocking traffic and rammed right into the back of the 100 probably at about 10-15 mph.
She was driving some econo box nissan something or other. When I got to the scene and surveyed the damage, it was pretty astounding. The girl went UNDERNEATH the rear bumper, impacted the spare tire, ripped it off the pulley system, and submarined the front of her vehicle under the rear end of the 100. After pulling the spare tire from the road and checking underneath, there was zero damage to the truck other then a small dent in the plastic rear bumper fascia and some paint damage, and of course the spare tire pulley system was ripped and would need to be replaced. Her car was most likely a total, given the year/car value and the amount of front end damage. The wife wasn't even initially sure that she had been hit, until she got out of the car!
Now that is safety and why we drive a overbuilt 100! End result of the accident is that I got a body shop quote to repair at 1300, but was able to order the pulley system parts and fix/paint the bumper myself for about 300 bucks total. I'll take that trade off versus a totaled econobox any day of the week, not to mention zero health issues for the wife.