Regardless of the type or number of cross bars you put on your truck's roof, the manufacturer's dynamic load limit applies. For ANY Landcruiser in the USA the rated limit for top load is 165 lbs. Most vehicles will hold much more weight when stationary - 500 lbs. on three bars on a cruiser isn't a problem. For tents, this is perfect - the tent weighs, maybe, 130 lbs. No problem driving down the road with this load. When YOU ARE STOPPED and load yourself and the memsab into the tent, the truck will support it - so will just about any car.
SO... you CAN load a lot more up there and disregard the manufacturer's limits when the vehicle is stationary.
The problem is the hammering impact of a load at speed, the unbalanced aspect of a vehicle with a much higher center of gravity, and the inertia of the load at speed when trying to stop.
If you try to drive your vehicle with an over limit load - A rack system, basket, and 300 lbs of misc. camping gear, three gas cans, etc., the roof will not cave in. The world will not end - at least as long as you can manage braking on a curve while maybe going a little too fast, or swerving on the road to avoid a deer or cow. Or doing a panic stop from 50 to zero (you could be watching your gear going down the road ahead of you - or worse).
I'm not saying don't do more load on the roof. I'm saying that you need to understand that there are limits, and consider carefully what you're doing and what the possibilities are.
M