FJ62 vs. Prius

[ryan8962]

My 62 was totaled a few months ago. I didnt have to provide any documentation or even fight over it. I mentioned to my agent that the truck was rust free and in excellent shape and asked him to look into what a truck like that would cost to replace before he placed a value on it. He came back with $5000, worked for me.

I was also looking into getting what documentation I could to prove the value, but turned out I didnt need it...The insurance company HAS to give you the replacement value for your vehicle, not the "bluebook" value or whatever. I got lucky and have an excellent insurance agent, State Farm btw (I almost switched insurance companies about 2 weeks prior to the wreck, I am now staying with State Farm)

Best of luck to you. I could get a copy of my claim if you need it, can't seem to find it atm.

My truck is an 89 and had about 255,000 miles when it got hit, and I fixed it for less than $600. Well, minus a bumper and a paint job...Thanks warpdriv!

Let me know if you need me to dig up some docs from my claim.

 

[PhilC64]

Glad to hear you're ok! Good luck with your insurance! Sad to see an LC in that condition go to waste!

 

[TURBOYOTA!!!]

That's not a very thoughtful statement.
ANY car/truck that you plow into the side with a 2.5 ton vehicle at 40mph will get totaled. Try it with a Land Cruiser, run into it's side with a cherokee, and see what's left. actually the prius looks fairly good considering it was plowed by a vehicle 3 times it's weight, and the fact that everyone walked away from the accident is clear testament that it is pretty well made.
One could argue that the prius killed the cruiser, since that one too is obviously a complete wreck now.

Jan-78FJ40,
im sorry if i offended you in any way, i was only trying to make light of a kind of depressing situation. i'll be sure to watch my toung if similar situations arise in the future...:whoops:

 

[worshhim]

WOW! What a mess. Sorry about your 62, but very glad that no one was seriously injured. Keep us filled in on how the insurance works out. You should have their insurance company look for 62's for sale to compare prices. Good luck!

 

[baldhead_88]

I should be meeting with their adjuster later today, but I'm sure they won't be telling me anything usefull at this point. If they were to total it at anything near $5000 and I'm able to get the salvage on it for a grand or two that would be awesome. But the most important thing to me is getting the wreck back so I can do my swap. My 90 has never been in a wreck I'm the third owner of it. My friends sister killed the head driving with a bad radiator. It was running fine other than that with 298675 on the odometer.

 

[TURBOYOTA!!!]

good luck man , hope you get the 5k, that would be sick, by the way, thanks for the pics

 

[GLTHFJ60]

baldhear_88, there's much hope. I totaled my first 60 when a jackass driving a lexus ran a stop sign. That wasn't a fun day. That truck was all rusted to hell with 90k miles on it, and I got 4g for it when I paid nothing for it.

You'll get your money's worth.

 

[fjdemon]

WOW... That must've been some pants-poopin' impact ! ....

You are gonna buy it back from the insurance Co. Yes? (cheap) and part it out... ? Where are you located?

Hahah I had to quote this phrase! Sucks to hear about the poor cruiser though

 

[jb welda]

be sure to mention how your back is kind of hurting since the wreck when you talk to the insurance agent. thats gonna get his attention. then whine about how the truck sure seemed like it was worth more than that to you. im serious. a few thousand for a truck is peanuts compared to personal liablility.

one love
jah bill

 

[mkaustin]

baldhear_88 Sorry to hear 'bout your truck. Hope you haven't settled w/ his insurance yet.

Don't accept the adjusters offer! Their job is to low-ball you as much as they can. Have them price out another '89 FJ62 in similar condition. That is incredibly low mileage for an '89.
Our '89 was damaged about 18mths ago. I asked several times to talk w /the adjuster before he went to look at the truck. Mine was still drivable w/ only a crunched front DS corner. The adjuster never priced current value replacements. He just looked at a 18 yr old truck. They offered about $2500
I had to get a little nasty w/ the insurance company. Told them that I would not accept anything less than fixing my truck or replacing it w/ same year and condition. Had them go out and price out similar yr and condition. They came back w/ over 3x the adjuster's insult. Then I was allowed to add in receipts for work over the past 4 yrs (swapped tranny, whole paint job, recent tires). That added almost a grand more.
I was able to buy the truck back for about $800 and had it repaired and then added some extras w/ the surplus of funds.
W/ him being tagged w/ the fault of the collision, don't settle for anything less than replacement w/ like condition.

Good Luck

 

[Spike Strip]

Wow, MK, that's a great resurrection!

What did you end up having to replace to bring 'er back ? (is this a hijack?)

And Baldhead, MK is right: You're gonna have to fight a little (or a lot) with your insurance to get the value of the truck... Man, just go CRUISER JIHADIST on their asses! It'll be worth at least a couple grand to you.

Good luck.

 

[mkaustin]

Spike,
I replaced the hod, DS fender and everything from the radiator forward (radiator, core supports, HL buckets, ......) AC compressor and smog pump pulley. My AC compressor had locked up 2yrs earlier. A new-to-me compressor was just one of the extras, besides the ARB.
The other guy had a fairly new extended cab Toy pickup. I hit him just behind the cab. (he tried to cross the highway w/o looking) His couldn't move from that point on. I even offered to pull him out of the middle of the hiway just as the wrecker was getting there.
I really only had one nasty conversation w/ his insurance (besides the claims operator that was doing as little as possible). They stated that they were going to total the truck and then made their low bid offer and that was pretty much their last comment for about 5 minutes of my ranting about their insulting bid and that I was going to accept no less than another like truck or this one repaired.
I was prep'd w/ several internet search results of other similar trucks and the prices for each.