Would like to get advice on how others are insuring vehicles.
I'm picking up a 1990 FJ62 with low miles (88K) and it is easily insured by Hagerty until I put a bumper on the front. Then they won't insure as it's deemed an offroad vehicle now.
What does everyone do for their insurance to make sure they keep the value of the vehicle insured? I'm not worried about offroad as I won't be going crazy but am more worried about the idiots on cell phones on the highway. My normal insurance will only insure what Kelly Blue Book or similar rates it (which will be far below value)
Any and all advice is welcome to make sure I can insure it to its real value. No issue proving to a comapny that it has value over the lowball values on KBB, edmunds, etc.
Thanks all. I have done some searching through the forum but haven't found anything. Sorry if this is in the wrong section but wasn't sure where to put this question.
I'm picking up a 1990 FJ62 with low miles (88K) and it is easily insured by Hagerty until I put a bumper on the front. Then they won't insure as it's deemed an offroad vehicle now.
What does everyone do for their insurance to make sure they keep the value of the vehicle insured? I'm not worried about offroad as I won't be going crazy but am more worried about the idiots on cell phones on the highway. My normal insurance will only insure what Kelly Blue Book or similar rates it (which will be far below value)
Any and all advice is welcome to make sure I can insure it to its real value. No issue proving to a comapny that it has value over the lowball values on KBB, edmunds, etc.
Thanks all. I have done some searching through the forum but haven't found anything. Sorry if this is in the wrong section but wasn't sure where to put this question.
