Yep jerod - you're part of the j**p crowd on the fiberglass issue. Search a few j**per's and you'll quickly see what they have to overcome in the CB area.
This is LAME drawing, but you will get the idea. The rectangle is for say the truck. Blue circle is the transmission on a metal horz. space. The antenna uses this to "bounce" the signal out. But putting the antenna in a offset situation you'll strenghten (given grounding plane) toward the "most" metal. So the red oval repersents the placement and area of strongest signal strength if place like mine, Travis's or Garret's. It is not precise and over exaggerated (drawing) just an cheap example.
Truckers I have found will often (if they are thinking about it) put their antenna's on the passenger side, do to the US left hand driver. So their signal will be stronger on the oncoming traffic side as well as good coverage on the side they are driving. Again center is optimal.
Marine CB's use a "non" ground plane antenna, they are relativaly more expsensive, but same reason for a fiberglass top applies to a fiberglass 4runner or J**p.
These are fully functional for auto and often use on RV's for the same reason.
Like I said mine was more of an experiment. With SW meter (which I'll bring) and some goofing around we find a place for your setup.
One last note, again this is all loosley based on my research and could be very wrong. Rear bumper placement is ok long as I think they say 1/3 of the total antenna should be placed above the highest place (most likley roof, havent heard of racks being too obstrivise)
Im not saying any of this is 100% and correct, just in my research for a trucking project found these general concepts on CB operation.
If this info is inaccurate please educate me

I battled my last client CB project with zero knowledge and had to read for hours to make a function base station for truck communication.
PS: I love playing with stuff, so more than welcome to collaborate on the CB stuff.