Technically a lift doesn't add ground clearance (it does raise the bumpers and rockers etc but your diff stays at the same low spot). Tires are the only way to gain ground clearance at the diff, shock mounts etc.
As for lifts creating an uncomfortable ride, hop in a car with King or Icon...
I have been wheeling for a while and I am happy to help folks starting out.
In my humble opinion for the 100 series I would add the following and in this order:
Good tires, the 285/75-16 or whatever a 33" x 11ish tire works out for your size wheel. Buy 5 and start rotating. Start with an All...