May not fit this 40 but something to keep in mind keep receipts for any not stock work you do. I know on later Seventeen digit VINs all the information how it left the factory. Generally if you haven't added those to your own policy your insurance will give you nothing for them.
2004 rolled a...
Person injury is involved get a lawyer. That is where the money is. Wasn't a minor accident if it totalled your 40.
I would laugh at $13K. Are they showing 78s for sale in your area in the same condition prior to the accident for $13K? Would tell them sales they show you are not helping...